Cal State L.a. Federal Credit Union

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A short history of Cal State L.a. FCU

Since its inception in 1961 the Cal State L.a. Federal Credit Union has been serving its members in the LOS ANGELES, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by IDA CHAPKO, the Cal State L.a. FCU has grown its membership to over 4,653 with assets of more than $51,449,846. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (323) 505-2600 or email them at csmith@calstatela-fcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LOS ANGELES, CA.

General Information For Cal State L.a. FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 14499
Address 2445 MARIONDALE AVE 
City LOS ANGELES 
State California 
Zip-Code 90032
Phone Number (323) 505-2600
Fax Number (323) 505-2613
Email Address: csmith@calstatela-fcu.org
CEO/President IDA CHAPKO
Members 4,653 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 51,449,846 
Website http://www.calstatela-fcu.org 

Compare Cal State L.a. Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Priority One CU Los Angeles - LAPDC 7001 S Central Ave Rm 100 90052 (323) 581-3012 No 2.28
F & A CU Whittier Branch 13303 Hadley St 90030 (180) 022-21226 No 2.57
Pasadena CU Pasadena Federal Credit Union 1038 S Fair Oaks Ave 91105 (626) 799-0882 No 3.51
E-central CU E-Central Credit Union 990 S Fair Oaks Ave 91105 (626) 799-6000 No 3.57
Los Angeles Lee CU Main Credit Union 964 N Hill St 90012 (213) 626-0974 No 3.66

Cal State L.a. Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Cal State L.a. Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 3.99 3.99 4.25 5.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 279 202 174 317
Rank Among All California Credit Unions 106 111 87 76 102

Cal State L.a. Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.05 N/A 0.15 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 143 N/A 324 276
Rank Among All California Credit Unions 30 45 N/A 99 86
Cal State L.a. Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.900581944,437
All Other Unsecured Loans/Lines of Credit 9.9007764,094,242
Short-Term, Small Amount Loans (STS) (Federal CU Only) 26.0005115,389
Non-Federally Guaranteed Student Loans 6.49041738,443
New Vehicle Loans 3.990541,110,486
Used Vehicle Loans 3.9903434,086,381
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.2505113,574,560
Total Other Real Estate Loans/Lines of Credit 5.75011111,134,487
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.05024139,611
TOTAL LOANS & LEASES 2,03235,838,036

Cal State L.a. Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 339,944,6872553,000
    b. 15 Years or less 6967,01000
Balloon/Hybrid
    a. > 15 years 2347,73800
    b. 15 Years or less 102,315,12500
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 6287,915182,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 10510,846,572361,264,832
Open-End Fixed Rate 0000
TOTALS 16224,709,047391,899,832

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Cal State L.a. Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes