E-central Credit Union

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A short history of E-central CU

Since its inception in 1943 the E-central Credit Union has been serving its members in the PASADENA, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mike Theodore, the E-central CU has grown its membership to over 14,658 with assets of more than $160,872,871. They have a main office and 0 branch offices. Please see the credit unions website or contact them by phone at (626) 799-6000 or email them at info@ecentralcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PASADENA, CA.

General Information For E-central CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62323
Address 990 S FAIR OAKS AVE 
State California 
Zip-Code 91105
Phone Number (626) 799-6000
Fax Number (626) 799-6950
Email Address: info@ecentralcu.org
CEO/President Mike Theodore
Members 14,658 
Full-Time Employees 44 
Part-Time Employees
Number of Branch Offices
Total Assets 160,872,871 
Website http://www.ecentralcu.org 

Compare E-central Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
La Financial CU L.A. Branch 716 W 1st St 90012 (800) 894-1200 No 0.72
Firefighters First CU San Bernardino/Riverside Regional Office 25805 Barton Rd Ste A-108 90012 (323) 254-1700 No 0.94
Parsons CU Main office 75 N Fair Oaks Ave 91124 (626) 440-7000 No 1.00
Wescom Central CU Stevenson Ranch 24939 Pico Canyon Rd Ste D 91381 (888) 493-7266 No 1.27
Pasadena CU Pasadena Federal Credit Union 1038 S Fair Oaks Ave 91105 (626) 799-0882 No 1.52

E-central Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

E-central Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.00 4.60 6.14 4.25 5.15
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 459 352 457 174 249
Rank Among All California Credit Unions 111 122 148 76 79

E-central Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.20 0.85 0.70
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 114 198 199
Rank Among All California Credit Unions N/A 45 34 51 44
E-central Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.0008662,021,990
All Other Unsecured Loans/Lines of Credit 13.4509113,015,743
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.6003846,027,673
Used Vehicle Loans 6.1401,05210,551,494
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.25023169,699,790
Total Other Real Estate Loans/Lines of Credit 5.150914,810,264
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.01030297,955
TOTAL LOANS & LEASES 3,56596,424,909

E-central Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 13238,322,35961,894,000
    b. 15 Years or less 577,007,5211201,000
    a. > 15 years 2515,277,61184,440,400
    b. 15 Years or less 169,060,92742,746,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 131,37200
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 241,157,26500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 673,652,9995416,958
Open-End Fixed Rate 0000
TOTALS 32274,510,054249,698,358


Interest Only & Payment Option 1st Mortgage Loans 1840,7980
Interest Only & Payment Option Other RE/LOC Loans 472,843,106416,958
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

E-central Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes