Etma Federal Credit Union

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A short history of Etma FCU

Since its inception in 1956 the Etma Federal Credit Union has been serving its members in the LOUISVILLE, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Barbie Evans, the Etma FCU has grown its membership to over 1,544 with assets of more than $17,906,983. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (865) 268-2997 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LOUISVILLE, TN.

General Information For Etma FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 11152
Address 1828 AIRBASE RD 
State Tennessee 
Zip-Code 37777
Phone Number (865) 268-2997
Fax Number (865) 268-2996
Email Address:
CEO/President Barbie Evans
Members 1,544 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 17,906,983 

Compare Etma Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Alcoa Municipal Employees CU MAIN OFFICE 727 UNIVERSAL STREET ALCOA TN 37701 727 Universal St 37701 (865) 981-4158 No 5.31
Alcoa Tenn CU ATFCU-Fairview Branch 2511 US Highway 411 S 37801 (865) 982-4392 No 5.69
Maryville Municipal CU MMCU 321 W BROADWAY AVE 37801 (865) 984-4072 No 6.46
Holston Methodist CU Main Office 6207 Highland Place Way Ste 101 37950 (865) 558-3117 No 7.84
Tnconnect CU TNConnect Credit Union 6211 Middlebrook Pike 37950 (865) 688-2424 No 8.60

Etma Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Etma Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.99 1.94 1.99 3.24 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 410 30 21 43 341
Rank Among All Tennessee Credit Unions 35 6 1 7 31

Etma Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.05 0.20 0.20 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 143 114 318 271
Rank Among All Tennessee Credit Unions 17 20 18 46 41
Etma Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.990254364,947
All Other Unsecured Loans/Lines of Credit 13.000294722,705
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.940611,175,564
Used Vehicle Loans 1.9903564,027,712
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.240383,464,294
Total Other Real Estate Loans/Lines of Credit 6.00037936,048
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.740961,017,752
TOTAL LOANS & LEASES 1,13611,709,022

Etma Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 141,805,8023691,000
    b. 15 Years or less 241,658,4923297,800
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 5231,9382146,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 32704,110273,600
Open-End Fixed Rate 0000
TOTALS 754,400,342101,208,400


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Etma Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes