Alcoa Municipal Employees Federal Credit Union

Social
  • +1

A short history of Alcoa Municipal Employees FCU

Since its inception in 1971 the Alcoa Municipal Employees Federal Credit Union has been serving its members in the ALCOA, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by J MARK STINNETT, the Alcoa Municipal Employees FCU has grown its membership to over 1,141 with assets of more than $5,803,792. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (865) 981-4158 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ALCOA, TN.

General Information For Alcoa Municipal Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 20513
Address 727 UNIVERSAL ST 
City ALCOA 
State Tennessee 
Zip-Code 37701
Phone Number (865) 981-4158
Fax Number (865) 981-4176
Email Address: none
CEO/President J MARK STINNETT
Members 1,141 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 5,803,792 
Website  

Compare Alcoa Municipal Employees Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Etma CU Main Office 1828 Airbase Rd 37777 (865) 268-2997 No 2.08
Alcoa Tenn CU ATFCU-Fairview Branch 2511 US Highway 411 S 37801 (865) 982-4392 No 2.31
Maryville Municipal CU MMCU 321 W BROADWAY AVE 37801 (865) 984-4072 No 3.33
Holston Methodist CU Main Office 6207 Highland Place Way Ste 101 37950 (865) 558-3117 No 9.29
Tnconnect CU TNConnect Credit Union 6211 Middlebrook Pike 37950 (865) 688-2424 No 10.36

Alcoa Municipal Employees Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Alcoa Municipal Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 1.99 1.99 7.50 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 34 21 457 N/A
Rank Among All Tennessee Credit Unions N/A 8 1 63 N/A

Alcoa Municipal Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 N/A N/A N/A
Rank Among All Tennessee Credit Unions N/A 11 N/A N/A N/A
Alcoa Municipal Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 7.00090400,041
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.99021375,391
Used Vehicle Loans 1.9901231,417,257
Total 1st Mortgage Real Estate Loans/Lines of Credit 7.50011,410
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.00033269,060
TOTAL LOANS & LEASES 2682,463,159

Alcoa Municipal Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 11,41000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 11,41000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Alcoa Municipal Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No