Educators Credit Union

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A short history of Educators CU

Since its inception in 1937 the Educators Credit Union has been serving its members in the RACINE, Wisconsin area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Linda Hoover, the Educators CU has grown its membership to over 153,479 with assets of more than $1,775,821,183. They have a main office and 22 branch offices. Please see the credit unions website or contact them by phone at (262) 886-5900 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in RACINE, WI.

General Information For Educators CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66448
Address P O BOX 081040 
State Wisconsin 
Zip-Code 53408
Phone Number (262) 886-5900
Fax Number () -
Email Address:
CEO/President Linda Hoover
Members 153,479 
Full-Time Employees 367 
Part-Time Employees 99 
Number of Branch Offices 22 
Total Assets 1,775,821,183 

Compare Educators Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Racine Municipal Employees CU Main Office 1907 Lathrop Ave 53405 (262) 637-7274 No 2.57
Mcu Financial Center CU MCU Financial Center C U 1462 S Green Bay Rd 53408 (262) 634-6691 No 3.43
Kenosha Police And Firemen's CU Kenosha Police & Firemen's Credit Union 625 52nd ST 53140 (262) 658-3332 No 9.73
County CU COUNTY CREDIT UNION 925 59th St 53140 (262) 657-6794 No 10.20
Southern Lakes CU 80th Street 3000 80th St 53142 (262) 694-1600 No 12.00

Educators Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Educators Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.80 2.45 2.45 3.75 3.74
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 488 78 46 102 73
Rank Among All Wisconsin Credit Unions 43 9 7 17 13

Educators Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.06 0.19 0.41 0.41
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 139 119 282 242
Rank Among All Wisconsin Credit Unions 16 19 26 37 31
Educators Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.80042,635102,846,717
All Other Unsecured Loans/Lines of Credit 19.9007,76525,450,421
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 8.9003,07451,115,784
New Vehicle Loans 2.4502,05338,161,674
Used Vehicle Loans 2.45016,948195,219,924
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.7508,891812,752,712
Total Other Real Estate Loans/Lines of Credit 3.7408,658131,597,351
Leases Receivable 1.9501,21230,962,542
Total All Other Loans/Lines of Credit 3.45013,87651,454,453
TOTAL LOANS & LEASES 105,1121,439,561,578

Educators Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1,468188,509,95541457,376,016
    b. 15 Years or less 4,355296,492,23432531,455,463
    a. > 15 years 12613,512,61600
    b. 15 Years or less 1,612191,380,57826239,511,888
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1,330122,857,329102,001,151
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 2,81051,591,61443110,573,099
Closed-End Adjustable Rate 266,219,56351,518,789
Open-End Adjustable Rate 5,82273,786,1743029,582,077
Open-End Fixed Rate 0000
TOTALS 17,549944,350,0631,749152,018,483


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 51,522,4850
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Educators Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes