Southern Lakes Credit Union

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A short history of Southern Lakes CU

Since its inception in 1935 the Southern Lakes Credit Union has been serving its members in the KENOSHA, Wisconsin area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Timothy Barthel, the Southern Lakes CU has grown its membership to over 10,373 with assets of more than $87,605,892. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (262) 694-1600 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in KENOSHA, WI.

General Information For Southern Lakes CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66707
Address 3000 80TH STREET 
State Wisconsin 
Zip-Code 53142
Phone Number (262) 694-1600
Fax Number (262) 694-5546
Email Address:
CEO/President Timothy Barthel
Members 10,373 
Full-Time Employees 18 
Part-Time Employees 13 
Number of Branch Offices
Total Assets 87,605,892 

Compare Southern Lakes Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
County CU COUNTY CREDIT UNION 925 59th St 53140 (262) 657-6794 No 6.42
Kenosha Police And Firemen's CU Kenosha Police & Firemen's Credit Union 625 52nd ST 53140 (262) 658-3332 No 6.76
Mt. Zion CU Mt. Zion Credit Union 2500W 30th ST 60099 (847) 872-2148 No 8.05
Community Trust CU CTCU Gurnee Branch 1313 N Skokie Hwy 60031 (847) 662-2050 No 11.11
Abbott Laboratories CU Abbott Laboratories AP22 100 Abbott Park Rd 60064 (847) 249-9422 No 12.00

Southern Lakes Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Southern Lakes Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.99 3.99 4.25 3.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 279 202 174 99
Rank Among All Wisconsin Credit Unions N/A 55 38 37 18

Southern Lakes Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.12 1.15 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 132 143 283
Rank Among All Wisconsin Credit Unions N/A 20 30 10 41
Southern Lakes Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.9001,0351,429,427
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.500431,298,156
New Vehicle Loans 3.9905218,223,622
Used Vehicle Loans 3.9902,58331,703,993
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.25014413,280,433
Total Other Real Estate Loans/Lines of Credit 3.9902013,169,761
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.75061500,417
TOTAL LOANS & LEASES 4,58859,605,809

Southern Lakes Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 455,460,820101,286,594
    b. 15 Years or less 875,653,6208645,500
    a. > 15 years 51,975,69300
    b. 15 Years or less 175,13400
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 6115,16600
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 565,81600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1963,103,9459236,597
Open-End Fixed Rate 0000
TOTALS 34516,450,194272,168,691


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Southern Lakes Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes