Education 1st Credit Union

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A short history of Education 1st CU

Since its inception in 1932 the Education 1st Credit Union has been serving its members in the Ogden, Utah area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kent Greenfield, the Education 1st CU has grown its membership to over 2,873 with assets of more than $30,526,450. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (801) 392-4877 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Ogden, UT.

General Information For Education 1st CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67127
Address 1250 Country Hills Dr 
City Ogden 
State Utah 
Zip-Code 84403
Phone Number (801) 392-4877
Fax Number (801) 392-4879
Email Address:
CEO/President Kent Greenfield
Members 2,873 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 30,526,450 

Compare Education 1st Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Weber State CU NORTH OGDEN BRANCH 2388 N 400 E 84414 (801) 399-9728 No 2.02
Goldenwest CU Riverton Hospital Br 3741 W 12600 S 84402 (801) 302-4051 No 2.93
Wasatch Peaks CU Roy Branch 1935 W 4800 S 84067 (801) 776-4400 No 3.92
America First CU South Jordan 104 10427 S River Heights Dr 84095 (801) 215-3400 No 5.25
Horizon Utah CU South 1589 S 500 W 84087 (801) 285-5622 No 13.78

Education 1st Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Education 1st Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.24 3.88 5.08 4.18 4.73
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 177 260 335 167 198
Rank Among All Utah Credit Unions 10 31 34 19 13

Education 1st Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.49 2.13 0.35 1.65 1.51
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 70 17 89 73 93
Rank Among All Utah Credit Unions 2 2 5 7 10
Education 1st Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.2405021,369,075
All Other Unsecured Loans/Lines of Credit 10.780446871,582
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.880511,648,474
Used Vehicle Loans 5.0806427,270,133
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.180355,950,791
Total Other Real Estate Loans/Lines of Credit 4.730683,315,408
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.0701131,391,837
TOTAL LOANS & LEASES 1,85721,817,300

Education 1st Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 265,41600
    a. > 15 years 61,203,7862496,816
    b. 15 Years or less 274,681,58900
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 10791,43000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 582,523,9789868,742
Open-End Fixed Rate 0000
TOTALS 1039,266,199111,365,558


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Education 1st Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes