Horizon Utah Federal Credit Union

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A short history of Horizon Utah FCU

Since its inception in 1956 the Horizon Utah Federal Credit Union has been serving its members in the FARMINGTON, Utah area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Randy Gailey, the Horizon Utah FCU has grown its membership to over 11,418 with assets of more than $137,403,055. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (801) 451-5064 or email them at info@myhorizoncu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in FARMINGTON, UT.

General Information For Horizon Utah FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24746
Address P.O. BOX 687 
City FARMINGTON 
State Utah 
Zip-Code 84025
Phone Number (801) 451-5064
Fax Number (801) 451-5078
Email Address: info@myhorizoncu.com
CEO/President Randy Gailey
Members 11,418 
Full-Time Employees 39 
Part-Time Employees 18 
Number of Branch Offices
Total Assets 137,403,055 
Website http://www.myHorizonCU.com 

Compare Horizon Utah Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Hollyfrontier Employee's CU HollyFrontier Employee's Credit Union 876 Heritage Point Ln 84011 (801) 298-1024 No 6.30
Devils Slide CU Devils Slide Federal Credit Union 243 E 125 N 84050 (801) 829-6900 No 12.02
Gibbons And Reed Employees CU Warm Springs 1000 N Warm Springs Rd 84130 (801) 322-4010 No 13.42
Goldenwest CU Riverton Hospital Br 3741 W 12600 S 84402 (801) 302-4051 No 13.43
Education 1st CU Main Office 1250 Country Hills Dr 84403 (801) 392-4877 No 14.15

Horizon Utah Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Horizon Utah Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.74 2.74 5.00 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 113 70 268 229
Rank Among All Utah Credit Unions 16 6 3 28 17

Horizon Utah Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.10 1.60 1.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 134 79 85
Rank Among All Utah Credit Unions N/A 16 15 8 9
Horizon Utah Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9002,4515,701,414
All Other Unsecured Loans/Lines of Credit 18.0003,8972,393,060
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.7401052,205,759
Used Vehicle Loans 2.7402,70227,474,172
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.00019023,128,386
Total Other Real Estate Loans/Lines of Credit 5.00032910,565,709
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.7503376,022,323
TOTAL LOANS & LEASES 10,01177,490,823

Horizon Utah Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 233,909,543101,690,639
    b. 15 Years or less 12111,765,936111,757,901
Balloon/Hybrid
    a. > 15 years 293,940,09900
    b. 15 Years or less 153,178,1701184,000
Other Fixed Rate 2334,63800
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 20743,494135,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 3099,822,215391,520,831
Open-End Fixed Rate 0000
TOTALS 51933,694,095625,188,371

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Horizon Utah Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes