America First Federal Credit Union

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A short history of America First FCU

Since its inception in 1939 the America First Federal Credit Union has been serving its members in the Riverdale, Utah area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John Lund, the America First FCU has grown its membership to over 861,285 with assets of more than $8,936,450,570. They have a main office and 123 branch offices. Please see the credit unions website or contact them by phone at (801) 627-0900 or email them at support@americafirst.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Riverdale, UT.

General Information For America First FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24694
Address 4774 South 1300 West, Building # 3 
City Riverdale 
State Utah 
Zip-Code 84405
Phone Number (801) 627-0900
Fax Number (801) 827-8342
Email Address: support@americafirst.com
CEO/President John Lund
Members 861,285 
Full-Time Employees 2,562 
Part-Time Employees 239 
Number of Branch Offices 123 
Total Assets 8,936,450,570 
Website http://www.americafirst.com 

Compare America First Federal Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Goldenwest CU Riverton Hospital Br 3741 W 12600 S 84402 (801) 302-4051 No 2.05
Education 1st CU Main Office 1250 Country Hills Dr 84403 (801) 392-4877 No 2.15
Weber State CU NORTH OGDEN BRANCH 2388 N 400 E 84414 (801) 399-9728 No 2.26
Wasatch Peaks CU Roy Branch 1935 W 4800 S 84067 (801) 776-4400 No 4.41
Horizon Utah CU South 1589 S 500 W 84087 (801) 285-5622 No 12.56

America First Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


America First Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.99 3.24 3.24 3.74 5.24
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 340 173 119 101 259
Rank Among All Utah Credit Unions 28 19 10 9 20

America First Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.25 2.52 2.52
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 105 14 16
Rank Among All Utah Credit Unions 7 14 9 2 3
America First Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.990160,632474,704,020
All Other Unsecured Loans/Lines of Credit 12.990144,879206,538,729
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.24030,017731,301,397
Used Vehicle Loans 3.240205,1052,643,186,182
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.74011,5461,080,218,029
Total Other Real Estate Loans/Lines of Credit 5.24015,359422,221,635
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.99054,002828,024,986
TOTAL LOANS & LEASES 621,5406,386,194,978

America First Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 16919,947,844778148,161,135
    b. 15 Years or less 7,938656,623,2611,516205,681,219
Balloon/Hybrid
    a. > 15 years 40087,296,7003835,416,817
    b. 15 Years or less 242163,616,5422325,995,670
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 2,219112,042,8801,24134,220,582
Adjustable Rate > 1 yr 57840,690,80245727,681,825

OTHER REAL ESTATE

Closed-End Fixed Rate 5,424145,738,8361,33947,159,165
Closed-End Adjustable Rate 70426,496,6871226,690,930
Open-End Adjustable Rate 9,216249,004,0348,187121,592,794
Open-End Fixed Rate 15982,07870957,919
TOTALS 26,9051,502,439,66413,771653,558,056

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 4496,691,12744,459,420
Interest Only & Payment Option Other RE/LOC Loans 211,208,496721,340
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

America First Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes