Dupont Community Credit Union

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A short history of Dupont Community CU

Since its inception in 1959 the Dupont Community Credit Union has been serving its members in the WAYNESBORO, Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Steve Elkins, the Dupont Community CU has grown its membership to over 88,977 with assets of more than $1,125,390,907. They have a main office and 13 branch offices. Please see the credit unions website or contact them by phone at (540) 946-3200 or email them at dccu@mydccu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WAYNESBORO, VA.

General Information For Dupont Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62474
Address P O BOX 1365 
City WAYNESBORO 
State Virginia 
Zip-Code 22980
Phone Number (540) 946-3200
Fax Number (540) 946-3212
Email Address: dccu@mydccu.com
CEO/President Steve Elkins
Members 88,977 
Full-Time Employees 281 
Part-Time Employees
Number of Branch Offices 13 
Total Assets 1,125,390,907 
Website http://mydccu.com 

Compare Dupont Community Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Waynesboro Employees Credit Union, CU Waynesboro Employees credit Union 939A Fir St 22980 (540) 949-0667 No 2.24
Augusta Health Care Credit Union CU AUGUSTA HEALTH CARE CREDIT UNION 78 MEDICAL CENTER DR 22939 (540) 932-4590 No 4.60
Augusta County CU AUGUSTA COUNTY FEDERAL CREDIT UNION 18 GOVERNMENT CENTER LN 24482 (540) 245-5706 No 8.49
Charlottesville Postal CU Main Site 1155 Seminole Trl 22906 (434) 973-4280 No 22.87
Virginia Trailways CU Virginia Trailways FCU 1160 Pepsi Pl Ste 110B 22901 (434) 295-0181 No 23.12

Dupont Community Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Dupont Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.99 2.89 3.40 3.84 4.09
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 159 132 137 113 112
Rank Among All Virginia Credit Unions 13 15 19 18 13

Dupont Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.73 0.15 0.39 1.10 0.76
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 50 119 79 152 191
Rank Among All Virginia Credit Unions 2 22 10 23 25
Dupont Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.99021,36373,245,997
All Other Unsecured Loans/Lines of Credit 12.29012,74941,979,394
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 7.2403147,852,367
New Vehicle Loans 2.8901,01321,155,575
Used Vehicle Loans 3.4008,55998,273,618
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.8403,763498,105,313
Total Other Real Estate Loans/Lines of Credit 4.0902,893102,515,042
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.36097410,787,090
TOTAL LOANS & LEASES 51,628853,914,396

Dupont Community Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 29442,153,94614523,438,686
    b. 15 Years or less 11910,740,253354,037,006
Balloon/Hybrid
    a. > 15 years 468,662,7191423,400
    b. 15 Years or less 2,074348,980,93616531,074,200
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1,15881,951,261281,768,450
Adjustable Rate > 1 yr 725,616,19800

OTHER REAL ESTATE

Closed-End Fixed Rate 43011,284,297652,687,950
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2,46391,230,7451,2439,877,452
Open-End Fixed Rate 0000
TOTALS 6,656600,620,3551,68273,307,144

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 174,457,3781,145,519
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Dupont Community Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes