Charlottesville Postal Federal Credit Union

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A short history of Charlottesville Postal FCU

Since its inception in 1956 the Charlottesville Postal Federal Credit Union has been serving its members in the CHARLOTTESVILLE, Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Marilyn Sullivan, the Charlottesville Postal FCU has grown its membership to over 871 with assets of more than $6,350,310. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (434) 973-4280 or email them at cpfcu@embarqmail.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CHARLOTTESVILLE, VA.

General Information For Charlottesville Postal FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 11270
Address PO BOX 6488 
City CHARLOTTESVILLE 
State Virginia 
Zip-Code 22906
Phone Number (434) 973-4280
Fax Number (434) 973-4095
Email Address: cpfcu@embarqmail.com
CEO/President Marilyn Sullivan
Members 871 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 6,350,310 
Website http://www.charlottesvillepostalfcu 

Compare Charlottesville Postal Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Virginia Trailways CU Virginia Trailways FCU 1160 Pepsi Pl Ste 110B 22901 (434) 295-0181 No 2.70
University Of Va Community Cu CU Lion Nation Student Branch - Louisa County High School Lion Nation Student Branch - Louisa County High School 23117 (434) 964-2001 No 4.37
Waynesboro Employees Credit Union, CU Waynesboro Employees credit Union 939A Fir St 22980 (540) 949-0667 No 22.64
Dupont Community CU DCCU Branch - Reservoir Office 1925 Reservoir St 22980 (540) 946-3213 No 25.12
Yogaville CU Yogaville Federal Credit Union 1430 Woodland Church Rd 23921 (434) 969-1225 No 27.48

Charlottesville Postal Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Charlottesville Postal Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.99 4.99 5.99 5.50 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 159 396 442 324 N/A
Rank Among All Virginia Credit Unions 13 57 60 42 N/A

Charlottesville Postal Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.75 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 215 N/A
Rank Among All Virginia Credit Unions N/A 29 N/A 38 N/A
Charlottesville Postal Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.990207491,773
All Other Unsecured Loans/Lines of Credit 7.50073277,274
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.99014264,315
Used Vehicle Loans 5.99089786,007
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.500191,588,345
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.0501149,769
TOTAL LOANS & LEASES 4133,457,483

Charlottesville Postal Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 5626,61500
    b. 15 Years or less 11653,09200
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1195,93700
Adjustable Rate > 1 yr 2112,70100

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 191,588,34500

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Charlottesville Postal Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes