Virginia Trailways Federal Credit Union

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A short history of Virginia Trailways FCU

Since its inception in 1949 the Virginia Trailways Federal Credit Union has been serving its members in the Charlottesville, Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Lynn Kirby, the Virginia Trailways FCU has grown its membership to over 1,165 with assets of more than $2,376,276. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (434) 295-0181 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Charlottesville, VA.

General Information For Virginia Trailways FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 6242
Address 1160 Pepsi Pl Ste 110B 
City Charlottesville 
State Virginia 
Zip-Code 22901
Phone Number (434) 295-0181
Fax Number (434) 984-5269
Email Address: none
CEO/President Lynn Kirby
Members 1,165 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 2,376,276 
Website  

Compare Virginia Trailways Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Charlottesville Postal CU Main Site 1155 Seminole Trl 22906 (434) 973-4280 No 4.32
University Of Va Community Cu CU Lion Nation Student Branch - Louisa County High School Lion Nation Student Branch - Louisa County High School 23117 (434) 964-2001 No 4.59
Waynesboro Employees Credit Union, CU Waynesboro Employees credit Union 939A Fir St 22980 (540) 949-0667 No 18.09
Dupont Community CU DCCU Branch - Reservoir Office 1925 Reservoir St 22980 (540) 946-3213 No 20.73
Augusta Health Care Credit Union CU AUGUSTA HEALTH CARE CREDIT UNION 78 MEDICAL CENTER DR 22939 (540) 932-4590 No 23.36

Virginia Trailways Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Virginia Trailways Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 5.00 6.50 7.50 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 397 499 457 N/A
Rank Among All Virginia Credit Unions N/A 58 68 55 N/A

Virginia Trailways Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.35 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 293 N/A
Rank Among All Virginia Credit Unions N/A 29 N/A 52 N/A
Virginia Trailways Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 14.00072151,695
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.00016260,399
Used Vehicle Loans 6.500105922,917
Total 1st Mortgage Real Estate Loans/Lines of Credit 7.50015,333
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 14.00014185,153
TOTAL LOANS & LEASES 2081,525,497

Virginia Trailways Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 15,33300

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 15,33300

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Virginia Trailways Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No