Decatur Earthmover Credit Union

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A short history of Decatur Earthmover CU

Since its inception in 1956 the Decatur Earthmover Credit Union has been serving its members in the Forsyth, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Barry Schmidt, the Decatur Earthmover CU has grown its membership to over 23,920 with assets of more than $267,743,668. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (217) 872-8170 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Forsyth, IL.

General Information For Decatur Earthmover CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68597
Address 260 W Marion Ave 
City Forsyth 
State Illinois 
Zip-Code 62535
Phone Number (217) 872-8170
Fax Number (217) 872-8182
Email Address:
CEO/President Barry Schmidt
Members 23,920 
Full-Time Employees 72 
Part-Time Employees
Number of Branch Offices
Total Assets 267,743,668 

Compare Decatur Earthmover Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Antioch Mb CU Main Location 530 W Mound Rd 62526 (217) 875-1730 No 2.13
I.b.e.w. Local #146 CU Office 3390 N Woodford St 62526 (217) 877-6521 No 3.22
Staley CU Loudon Branch 198 Blair Bend Dr 37774 (865) 458-6449 No 3.22
Land Of Lincoln CU Springfield 300 S Grand Ave W 62704 (217) 528-0677 No 3.27
United Equity Credit Union CU Branch-687 Lincoln St 687 Lincoln St 61401 (309) 342-3705 No 3.44

Decatur Earthmover Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Decatur Earthmover Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.90 2.25 2.45 4.50 3.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 85 57 46 205 56
Rank Among All Illinois Credit Unions 6 16 14 39 9

Decatur Earthmover Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.03 0.05 0.15 0.15 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 130 143 124 324 271
Rank Among All Illinois Credit Unions 21 39 24 61 45
Decatur Earthmover Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.9004,8707,478,410
All Other Unsecured Loans/Lines of Credit 8.9001,9442,153,970
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 8.00094408,143
New Vehicle Loans 2.2501,06818,744,135
Used Vehicle Loans 2.4504,43245,890,646
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.50090041,529,715
Total Other Real Estate Loans/Lines of Credit 3.5001813,378,764
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0003283,454,000
TOTAL LOANS & LEASES 13,817123,037,783

Decatur Earthmover Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 18413,238,3541100,000
    b. 15 Years or less 68227,241,677492,017,074
    a. > 15 years 890,42800
    b. 15 Years or less 16661,977152,000
Other Fixed Rate 001160,000
Adjustable Rate 1 yr or less 10297,279771,550
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1683,139,05226941,757
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 13239,712950,080
Open-End Fixed Rate 0000
TOTALS 1,08144,908,479943,392,461


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Decatur Earthmover Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes