Land Of Lincoln Credit Union

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A short history of Land Of Lincoln CU

Since its inception in 1947 the Land Of Lincoln Credit Union has been serving its members in the Decatur, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Douglas Harris, the Land Of Lincoln CU has grown its membership to over 31,170 with assets of more than $231,801,921. They have a main office and 12 branch offices. Please see the credit unions website or contact them by phone at (217) 864-3030 or email them at llcu@llcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Decatur, IL.

General Information For Land Of Lincoln CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63716
Address P O Box 3310 
City Decatur 
State Illinois 
Zip-Code 62524
Phone Number (217) 864-3030
Fax Number (217) 864-3021
Email Address: llcu@llcu.org
CEO/President Douglas Harris
Members 31,170 
Full-Time Employees 94 
Part-Time Employees 12 
Number of Branch Offices 12 
Total Assets 231,801,921 
Website https://www.llcu.org 

Compare Land Of Lincoln Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Decatur Policemen CU 707 W. South Side Dr 707 W South Side Dr 62521 (217) 542-3524 No 0.14
Decatur Postal CU Decatur Postal Credit Union 214 N Franklin St 62523 (217) 428-8333 No 0.17
Decatur Stanolind CU Main Office 1120 S Jasper St 62521 (217) 429-3340 No 1.09
Decatur Medical Dental CU MAIN OFFICE 2721 N MAIN ST 62526 (217) 872-3789 No 2.20
United Equity Credit Union CU Branch-687 Lincoln St 687 Lincoln St 61401 (309) 342-3705 No 2.24

Land Of Lincoln Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Land Of Lincoln Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.80 4.50 4.15 4.90
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 250 264 163 217
Rank Among All Illinois Credit Unions 28 74 65 30 45

Land Of Lincoln Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.30 0.55 0.45
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 97 251 234
Rank Among All Illinois Credit Unions N/A 34 16 45 33
Land Of Lincoln Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9006,44215,877,585
All Other Unsecured Loans/Lines of Credit 9.1003,8668,268,209
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.80072014,776,190
Used Vehicle Loans 4.5005,85261,235,784
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.15049427,425,185
Total Other Real Estate Loans/Lines of Credit 4.90054411,518,557
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.7502,01921,152,611
TOTAL LOANS & LEASES 19,937160,254,121

Land Of Lincoln Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2238,6062240,000
    b. 15 Years or less 30715,926,515625,893,162
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 18511,260,06419995,127
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 811,664,6687190,030
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 14481,88300
Open-End Fixed Rate 4499,372,006802,276,945
TOTALS 1,03838,943,7421709,595,264

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Land Of Lincoln Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes