Dade County Federal Credit Union

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A short history of Dade County FCU

Since its inception in 1991 the Dade County Federal Credit Union has been serving its members in the Sweetwater, Florida area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by George Joseph, the Dade County FCU has grown its membership to over 93,274 with assets of more than $720,550,368. They have a main office and 12 branch offices. Please see the credit unions website or contact them by phone at (305) 471-5080 or email them at marketing@dcfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Sweetwater, FL.

General Information For Dade County FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24508
Address 1500 NW 107th Ave 
City Sweetwater 
State Florida 
Zip-Code 33172
Phone Number (305) 471-5080
Fax Number (305) 392-2597
Email Address: marketing@dcfcu.org
CEO/President George Joseph
Members 93,274 
Full-Time Employees 260 
Part-Time Employees
Number of Branch Offices 12 
Total Assets 720,550,368 
Website http://www.dcfcu.org 

Compare Dade County Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Miami Postal Service CU Main Office 2190 NW 72nd Ave 33122 (305) 592-7733 No 3.02
Hialeah Municipal Employees CU Hialeah Mun Emp FCU 1301 W 68th St Ste D 33014 (305) 883-8090 No 5.61
Compass Financial CU Main Office 9960 NW 116th Way Ste 5 33016 (305) 887-9781 No 5.90
Baptist Health South Florida CU West Kendall Branch 9555 SW 162nd Ave 33173 (786) 467-3121 No 6.33
South Florida Educational CU Homestead 16460 SW 304th St 33033 (305) 248-8006 No 6.70

Dade County Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Dade County Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 17.90 4.99 5.24 4.25 5.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 551 396 355 174 317
Rank Among All Florida Credit Unions 69 72 51 26 40

Dade County Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.30 0.35 0.50 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 88 89 263 259
Rank Among All Florida Credit Unions 9 7 16 50 37
Dade County Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 17.90012,55332,096,943
All Other Unsecured Loans/Lines of Credit 12.49010,10853,661,091
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.9906,112106,078,329
Used Vehicle Loans 5.2409,912117,105,491
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.25023471,767,853
Total Other Real Estate Loans/Lines of Credit 5.75071430,812,825
Leases Receivable 5.9901815,233,070
Total All Other Loans/Lines of Credit 2.3003072,100,230
TOTAL LOANS & LEASES 40,121418,855,832

Dade County Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 13424,407,803163,700,700
    b. 15 Years or less 555,766,2923455,500
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 26,296,22627,900,000
Other Fixed Rate 158,132,5991175,000
Adjustable Rate 1 yr or less 3272,8952750,000
Adjustable Rate > 1 yr 2526,892,03800

OTHER REAL ESTATE

Closed-End Fixed Rate 902,208,12000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 62428,604,705495,267,200
Open-End Fixed Rate 0000
TOTALS 948102,580,6787318,248,400

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 51,886,507250,000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Dade County Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes