Miami Postal Service Credit Union

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A short history of Miami Postal Service CU

Since its inception in 1991 the Miami Postal Service Credit Union has been serving its members in the MIAMI, Florida area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jace Reyes, the Miami Postal Service CU has grown its membership to over 15,427 with assets of more than $128,580,058. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (305) 592-7733 or email them at services@mpscu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MIAMI, FL.

General Information For Miami Postal Service CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67330
Address 2190 NW 72 AVENUE 
City MIAMI 
State Florida 
Zip-Code 33122
Phone Number (305) 592-7733
Fax Number (305) 716-8347
Email Address: services@mpscu.org
CEO/President Jace Reyes
Members 15,427 
Full-Time Employees 45 
Part-Time Employees
Number of Branch Offices
Total Assets 128,580,058 
Website http://www.mpscu.org 

Compare Miami Postal Service Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Hialeah Municipal Employees CU Hialeah Mun Emp FCU 1301 W 68th St Ste D 33014 (305) 883-8090 No 2.29
Dade County CU Miami Gardens Branch 20645 NW 2nd Ave 33172 (305) 471-5080 No 4.28
Electricians' Local 349 CU Electricians Local 349 CU 1657 NW 17th Ave 33125 (305) 325-0511 No 4.85
South Florida CU Branch Office-Cedars 1400 NW 12th Ave 33136 (305) 545-0744 No 5.08
St. James A M E Church CU St. James A.M.E. Church- F.C.U. 1845 NW 65th St 33147 (305) 693-3270 No 5.20

Miami Postal Service Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Miami Postal Service Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 15.50 1.99 2.25 5.75 5.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 528 34 36 349 317
Rank Among All Florida Credit Unions 65 5 3 58 40

Miami Postal Service Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 N/A 0.77 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 N/A 211 158
Rank Among All Florida Credit Unions N/A 8 N/A 36 13
Miami Postal Service Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 15.5002,2073,371,006
All Other Unsecured Loans/Lines of Credit 14.2301,5442,041,763
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9903866,614,330
Used Vehicle Loans 2.2502,26726,819,091
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.75010577,110
Total Other Real Estate Loans/Lines of Credit 5.7502518,184,147
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.7501485,645,974
TOTAL LOANS & LEASES 6,81353,253,421

Miami Postal Service Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 10577,11000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 741,905,4424190,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1465,113,28817845,077
Open-End Fixed Rate 311,165,417295,130
TOTALS 2618,761,257231,130,207

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Miami Postal Service Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes