Cp Federal Credit Union

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A short history of Cp FCU

Since its inception in 1953 the Cp Federal Credit Union has been serving its members in the JACKSON, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Chrissy Siders, the Cp FCU has grown its membership to over 50,024 with assets of more than $441,371,655. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (517) 784-7101 or email them at info@cpfederal.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in JACKSON, MI.

General Information For Cp FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 8667
Address 1100 CLINTON RD 
State Michigan 
Zip-Code 49202
Phone Number (517) 784-7101
Fax Number (517) 784-3737
Email Address: info@cpfederal.com
CEO/President Chrissy Siders
Members 50,024 
Full-Time Employees 153 
Part-Time Employees
Number of Branch Offices
Total Assets 441,371,655 
Website http://www.cpfederal.com 

Compare Cp Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
South Central CU South Central Credit Union 958 W Monroe St 49204 (517) 787-2220 No 1.21
Jackson Community CU Jackson Community FCU 408 E Ganson St 49201 (517) 787-0029 No 1.45
American 1 CU Sterling Heights 38169 Utica Rd 48312 (586) 939-3937 No 1.90
Aeroquip CU CU*Answers 6000 28th St SE 49546 (800) 327-3478 No 2.03
Lansing Postal Community CU Lansing Postal Community CU 4600 Collins Rd 48909 (517) 337-0401 No 28.81

Cp Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Cp Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.99 1.99 1.99 4.25 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 90 34 21 174 74
Rank Among All Michigan Credit Unions 12 8 5 44 7

Cp Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 0.25 0.89 0.73
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 105 192 194
Rank Among All Michigan Credit Unions 13 16 21 40 40
Cp Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.99010,12920,549,549
All Other Unsecured Loans/Lines of Credit 8.5003,83810,864,065
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.00027329,417
New Vehicle Loans 1.99099319,406,071
Used Vehicle Loans 1.9907,71072,484,276
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.2501,320127,752,127
Total Other Real Estate Loans/Lines of Credit 3.75085414,441,461
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.9902,70323,705,767
TOTAL LOANS & LEASES 27,574289,532,733

Cp Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 78280,256,521577,562,230
    b. 15 Years or less 26019,641,159202,552,750
    a. > 15 years 253,384,0694834,000
    b. 15 Years or less 22122,728,935192,476,813
Other Fixed Rate 7284,1413174,300
Adjustable Rate 1 yr or less 14559,34200
Adjustable Rate > 1 yr 11897,96000


Closed-End Fixed Rate 3498,203,30318927,225
Closed-End Adjustable Rate 154,446175,000
Open-End Adjustable Rate 5036,148,7121792,558,694
Open-End Fixed Rate 135,0001106,087
TOTALS 2,174142,193,58830217,267,099


Interest Only & Payment Option 1st Mortgage Loans 141,178,1611,577,600
Interest Only & Payment Option Other RE/LOC Loans 366,052181,087
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Cp Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes