American 1 Credit Union

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A short history of American 1 CU

Since its inception in 1980 the American 1 Credit Union has been serving its members in the JACKSON, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by David Puckett, the American 1 CU has grown its membership to over 56,161 with assets of more than $321,503,818. They have a main office and 15 branch offices. Please see the credit unions website or contact them by phone at (517) 787-6510 or email them at INFO@MSCU.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in JACKSON, MI.

General Information For American 1 CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 65595
Address 718 E MICHIGAN AVE 
State Michigan 
Zip-Code 49201
Phone Number (517) 787-6510
Fax Number () -
Email Address: INFO@MSCU.ORG
CEO/President David Puckett
Members 56,161 
Full-Time Employees 166 
Part-Time Employees
Number of Branch Offices 15 
Total Assets 321,503,818 

Compare American 1 Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Aeroquip CU CU*Answers 6000 28th St SE 49546 (800) 327-3478 No 1.15
Jackson Community CU Jackson Community FCU 408 E Ganson St 49201 (517) 787-0029 No 1.22
Cp CU Country Market 1210 W Parnall Rd 49202 (517) 784-7101 No 2.11
South Central CU South Central Credit Union 958 W Monroe St 49204 (517) 787-2220 No 2.47
Lenco CU Lenco CU Main Address 615 W Maple Ave 49221 (517) 263-0851 No 29.93

American 1 Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

American 1 Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.00 1.59 1.59 5.00 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 254 9 5 268 229
Rank Among All Michigan Credit Unions 43 1 1 78 49

American 1 Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.25 0.25 1.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 105 310 125
Rank Among All Michigan Credit Unions N/A 14 21 71 16
American 1 Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.00018,73652,062,879
All Other Unsecured Loans/Lines of Credit 9.0004,1769,713,556
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.5902695,634,629
Used Vehicle Loans 1.59011,525131,664,775
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.0001735,809,025
Total Other Real Estate Loans/Lines of Credit 5.0002203,950,261
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.4902,08220,593,764
TOTAL LOANS & LEASES 37,181229,428,889

American 1 Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 472,525,39200
    b. 15 Years or less 49966,56500
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 772,317,0684139,400


Closed-End Fixed Rate 1132,448,06600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1071,502,195352,000
Open-End Fixed Rate 0000
TOTALS 3939,759,2867191,400


Interest Only & Payment Option 1st Mortgage Loans 1231,5020
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

American 1 Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes