Comtrust Federal Credit Union

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A short history of Comtrust FCU

Since its inception in 1935 the Comtrust Federal Credit Union has been serving its members in the CHATTANOOGA, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Johnny Phillips, the Comtrust FCU has grown its membership to over 25,208 with assets of more than $360,801,942. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (423) 756-3300 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CHATTANOOGA, TN.

General Information For Comtrust FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 606
State Tennessee 
Zip-Code 37402
Phone Number (423) 756-3300
Fax Number (423) 752-0290
Email Address:
CEO/President Johnny Phillips
Members 25,208 
Full-Time Employees 63 
Part-Time Employees
Number of Branch Offices
Total Assets 360,801,942 

Compare Comtrust Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Bcbst Employees CU Cameron Hill 1 Cameron Hill Cir 37402 (423) 535-6103 No 0.17
Tennessee Valley CU Kimball Branch 405 Dixie Lee Center Rd 37347 (423) 634-5500 No 0.30
Times Free Press CU Times Free Press Credit Union 400 E 11th St 37403 (423) 757-6259 No 0.66
Healthcare Services CU Main Office 946 E 3rd St 37403 (423) 242-4728 No 1.30
Southern CU Knoxville Branch 516 Merchants Dr 37912 (865) 687-3691 No 1.72

Comtrust Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Comtrust Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.49 2.99 3.99 4.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 83 91 137 228
Rank Among All Tennessee Credit Unions 19 18 8 23 20

Comtrust Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.20 0.55 0.45
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 114 251 234
Rank Among All Tennessee Credit Unions 13 20 18 30 33
Comtrust Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900512709,311
All Other Unsecured Loans/Lines of Credit 9.9001,1572,626,292
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.49064811,836,468
Used Vehicle Loans 2.9903,49034,501,692
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.99059537,254,093
Total Other Real Estate Loans/Lines of Credit 4.9902866,897,276
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.9104053,680,584
TOTAL LOANS & LEASES 7,09397,505,716

Comtrust Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 18015,282,1756960,300
    b. 15 Years or less 41521,971,918151,377,800
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 5150,95500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 8956,07610288,094
Open-End Fixed Rate 2735,790,24544631,372
TOTALS 88144,151,369753,257,566


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 8956,076598,000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Comtrust Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes