Bcbst Employees Credit Union

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A short history of Bcbst Employees CU

Since its inception in 1971 the Bcbst Employees Credit Union has been serving its members in the CHATTANOOGA, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Channon Hamilton, the Bcbst Employees CU has grown its membership to over 2,747 with assets of more than $10,647,087. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (423) 535-6103 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CHATTANOOGA, TN.

General Information For Bcbst Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67738
State Tennessee 
Zip-Code 37402
Phone Number (423) 535-6103
Fax Number (423) 535-4801
Email Address: none
CEO/President Channon Hamilton
Members 2,747 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 10,647,087 
Website http://www.bcbstecu.com 

Compare Bcbst Employees Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Tennessee Valley CU Kimball Branch 405 Dixie Lee Center Rd 37347 (423) 634-5500 No 0.30
Comtrust CU Towne Center North 5587 Highway 153 37343 (423) 870-0001 No 0.43
Times Free Press CU Times Free Press Credit Union 400 E 11th St 37403 (423) 757-6259 No 0.66
Healthcare Services CU Main Office 946 E 3rd St 37403 (423) 242-4728 No 1.30
Southern CU Knoxville Branch 516 Merchants Dr 37912 (865) 687-3691 No 1.72

Bcbst Employees Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Bcbst Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.56 7.18 3.37 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 348 560 57 N/A
Rank Among All Tennessee Credit Unions N/A 64 75 10 N/A

Bcbst Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 0.49 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 268 266
Rank Among All Tennessee Credit Unions N/A 17 N/A 35 40
Bcbst Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.390333492,268
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.56036503,751
Used Vehicle Loans 7.1801091,024,121
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.370171,167,236
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 18.000410185,722
TOTAL LOANS & LEASES 9053,373,098

Bcbst Employees Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 171,167,23600
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 171,167,23600


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Bcbst Employees Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes