Community Financial Credit Union

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A short history of Community Financial CU

Since its inception in 1951 the Community Financial Credit Union has been serving its members in the PLYMOUTH, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by WILLIAM LAWTON, the Community Financial CU has grown its membership to over 67,199 with assets of more than $798,060,723. They have a main office and 13 branch offices. Please see the credit unions website or contact them by phone at (734) 453-1200 to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PLYMOUTH, MI.

General Information For Community Financial CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68631
Address PO BOX 8050 
State Michigan 
Zip-Code 48170
Phone Number (734) 453-1200
Fax Number (734) 453-8913
Email Address: ----
Members 67,199 
Full-Time Employees 231 
Part-Time Employees 19 
Number of Branch Offices 13 
Total Assets 798,060,723 
Website http://WWW.CFCU.ORG 

Compare Community Financial Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Michigan Educational CU MECU-Brighton 123 Brighton Lake Rd 48116 (810) 494-6000 No 4.73
Parkside CU WESTLAND BRANCH 1747 S NEWBURGH RD 48186 (734) 525-0700 No 6.85
Unified Communities CU Unified Communities FCU 186 Main St 48111 (734) 697-4800 No 6.98
Catholic Vantage Financial CU BRANCH OFFICE - PLYMOUTH 8817 N SHELDON RD 48154 (734) 432-0212 No 7.21
Wayne-westland CU Wayne Westland Federal Credit Union 500 S Wayne Rd 48186 (734) 721-5700 No 8.55

Community Financial Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Community Financial Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.94 4.24 3.74 3.88 4.09
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 454 310 174 121 112
Rank Among All Michigan Credit Unions 81 91 40 24 18

Community Financial Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.02 0.05 0.32 1.20 1.24
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 135 143 94 134 127
Rank Among All Michigan Credit Unions 18 19 15 22 17
Community Financial Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.94012,53127,012,771
All Other Unsecured Loans/Lines of Credit 10.2403,02513,658,598
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 7.8701121,084,381
New Vehicle Loans 4.2403,01067,406,109
Used Vehicle Loans 3.74012,332160,472,024
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.8802,201294,482,811
Total Other Real Estate Loans/Lines of Credit 4.0904,133153,688,339
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 10.2401,26223,313,841
TOTAL LOANS & LEASES 38,606741,118,874

Community Financial Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 944119,077,89312822,151,533
    b. 15 Years or less 77981,043,594658,970,730
    a. > 15 years 32955,231,221355,899,354
    b. 15 Years or less 11516,959,07371,348,000
Other Fixed Rate 96,991,4891953,556
Adjustable Rate 1 yr or less 2515,179,54141,791,450
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 67021,270,1971376,091,727
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 3,462132,349,4971,73430,475,614
Open-End Fixed Rate 168,64500
TOTALS 6,334448,171,1502,11177,681,964


Interest Only & Payment Option 1st Mortgage Loans 3983,1200
Interest Only & Payment Option Other RE/LOC Loans 3,462130,973,88430,475,614
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Community Financial Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes