Unified Communities Federal Credit Union

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A short history of Unified Communities FCU

Since its inception in 1949 the Unified Communities Federal Credit Union has been serving its members in the BELLEVILLE, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mary Carnarvon LaHousse, the Unified Communities FCU has grown its membership to over 3,399 with assets of more than $15,778,593. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (734) 697-4800 or email them at memberservice@unifiedcommunitiesfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BELLEVILLE, MI.

General Information For Unified Communities FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 6299
Address 186 MAIN ST. 
City BELLEVILLE 
State Michigan 
Zip-Code 48111
Phone Number (734) 697-4800
Fax Number (734) 697-4844
Email Address: memberservice@unifiedcommunitiesfcu.com
CEO/President Mary Carnarvon LaHousse
Members 3,399 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 15,778,593 
Website http://www.unifiedcommunitiesfcu.co 

Compare Unified Communities Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Public Service CU Redford Branch 26838 Plymouth Rd 48174 (734) 641-8400 No 8.27
Washtenaw CU Washtenaw Federal Credit Union 1861 Whittaker Rd 48197 (734) 961-0506 No 8.94
Wayne-westland CU Wayne Westland Federal Credit Union 500 S Wayne Rd 48186 (734) 721-5700 No 10.07
Total Community CU Total Community Credit Union 25155 Goddard Rd 48180 (313) 291-3300 No 10.66
Community Focus CU Community Focus Federal Credit Union 3815 W Jefferson Ave 48229 (313) 386-5200 No 10.73

Unified Communities Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Unified Communities Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 14.50 2.00 2.75 4.75 3.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 506 35 71 238 38
Rank Among All Michigan Credit Unions 93 9 18 70 3

Unified Communities Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.03 0.20 0.08
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 146 318 285
Rank Among All Michigan Credit Unions N/A 19 34 73 63
Unified Communities Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 14.500444940,396
All Other Unsecured Loans/Lines of Credit 12.400334625,801
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.000561,096,115
Used Vehicle Loans 2.7502062,136,619
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.750372,483,765
Total Other Real Estate Loans/Lines of Credit 3.25012181,303
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.00023266,562
TOTAL LOANS & LEASES 1,1127,730,561

Unified Communities Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 191,553,7842119,900
    b. 15 Years or less 18929,9811107,600
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 11137,314120,000
Closed-End Adjustable Rate 143,98900
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 492,665,0684247,500

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Unified Communities Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes