Community Financial Credit Union

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A short history of Community Financial CU

Since its inception in 1935 the Community Financial Credit Union has been serving its members in the SPRINGFIELD, Missouri area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Loretta Roney, the Community Financial CU has grown its membership to over 7,397 with assets of more than $66,478,372. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (417) 862-0471 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SPRINGFIELD, MO.

General Information For Community Financial CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63389
Address PO BOX 1217 
State Missouri 
Zip-Code 65801
Phone Number (417) 862-0471
Fax Number (417) 862-7802
Email Address:
CEO/President Loretta Roney
Members 7,397 
Full-Time Employees 19 
Part-Time Employees
Number of Branch Offices
Total Assets 66,478,372 

Compare Community Financial Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Cu Community CU Republic 1017 E Republic Rd 65801 (417) 865-3912 No 0.58
Metro CU Metro Credit Union 3868 South Ave 65807 (417) 887-3388 No 0.73
Assemblies Of God CU 1776 E Independence 1776 E Independence St 65801 (417) 831-4398 No 0.84
Springfield Catholic CU Main Office 1029 S CAMPBELL Ave 65807 (417) 862-7074 No 1.33
Educational Community CU Ozark Office 1550 W Diane St 65721 (417) 485-3661 No 1.83

Community Financial Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Community Financial Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.99 4.49 4.25 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 279 263 174 132
Rank Among All Missouri Credit Unions 16 46 39 26 13

Community Financial Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.15 0.40 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 124 284 227
Rank Among All Missouri Credit Unions N/A 21 15 37 20
Community Financial Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9001,2052,460,272
All Other Unsecured Loans/Lines of Credit 10.9905641,855,727
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.9902254,184,541
Used Vehicle Loans 4.4901,86218,361,226
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.2501037,526,715
Total Other Real Estate Loans/Lines of Credit 4.250511,102,485
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.9902122,505,342
TOTAL LOANS & LEASES 4,22237,996,308

Community Financial Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 222,596,36700
    b. 15 Years or less 392,362,15600
    a. > 15 years 0000
    b. 15 Years or less 3600,3722358,400
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 311,306,68913294,655
Adjustable Rate > 1 yr 8661,13100


Closed-End Fixed Rate 230,54100
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 491,071,94421353,161
Open-End Fixed Rate 0000
TOTALS 1548,629,200361,006,216


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Community Financial Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes