Community 1st Credit Union

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A short history of Community 1st CU

Since its inception in 1934 the Community 1st Credit Union has been serving its members in the DuPont, Washington area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by William Paulen, the Community 1st CU has grown its membership to over 8,618 with assets of more than $112,587,599. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (253) 722-5212 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in DuPont, WA.

General Information For Community 1st CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60079
Address PO Box 870 
City DuPont 
State Washington 
Zip-Code 98327
Phone Number (253) 722-5212
Fax Number (253) 476-4807
Email Address:
CEO/President William Paulen
Members 8,618 
Full-Time Employees 34 
Part-Time Employees
Number of Branch Offices
Total Assets 112,587,599 
Website http://WWW.MYC1CU.COM 

Compare Community 1st Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
America's Credit Union, A CU Lakewood 6310 Mount Tacoma Dr SW 98433 (253) 964-3113 No 3.24
American Lake CU ALCU - Lakewood 9802 Gravelly Lake Dr SW 98496 (253) 584-0079 No 5.85
Harborstone CU Lakewood Branch 6019 Lake Grove St SW 98438 (253) 584-2260 No 8.70
Wcla CU Main Branch 2419 Pacific Ave SE 98507 (360) 352-5033 No 10.07
Twinstar CU LACEY CORPORATE CENTER 4525 INTELCO LOOP SE 98507 (360) 357-9911 No 10.14

Community 1st Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Community 1st Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.65 3.99 3.99 4.00 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 390 279 202 138 229
Rank Among All Washington Credit Unions 45 38 22 18 23

Community 1st Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.15 0.35 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 124 293 243
Rank Among All Washington Credit Unions 15 15 19 35 24
Community 1st Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.6502,2824,107,323
All Other Unsecured Loans/Lines of Credit 8.900525743,885
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.9901,15527,445,590
Used Vehicle Loans 3.9901,98736,558,651
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.000907,399,191
Total Other Real Estate Loans/Lines of Credit 5.000871,583,133
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.990761,199,541
TOTAL LOANS & LEASES 6,20279,037,314

Community 1st Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 263,852,6963554,000
    b. 15 Years or less 633,402,18710973,000
    a. > 15 years 0000
    b. 15 Years or less 1144,30800
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 23602,484285,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 64980,6499403,700
Open-End Fixed Rate 0000
TOTALS 1778,982,324242,015,700


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Community 1st Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes