Harborstone Credit Union

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A short history of Harborstone CU

Since its inception in 1955 the Harborstone Credit Union has been serving its members in the TACOMA, Washington area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Phil Jones, the Harborstone CU has grown its membership to over 77,907 with assets of more than $1,219,225,738. They have a main office and 16 branch offices. Please see the credit unions website or contact them by phone at (253) 584-2260 or email them at hcu.comments@harborstone.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in TACOMA, WA.

General Information For Harborstone CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66399
Address PO BOX 4207 
State Washington 
Zip-Code 98438
Phone Number (253) 584-2260
Fax Number (253) 581-2975
Email Address: hcu.comments@harborstone.com
CEO/President Phil Jones
Members 77,907 
Full-Time Employees 226 
Part-Time Employees
Number of Branch Offices 16 
Total Assets 1,219,225,738 
Website http://www.Harborstone.com 

Compare Harborstone Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
American Lake CU ALCU - Lakewood 9802 Gravelly Lake Dr SW 98496 (253) 584-0079 No 4.05
America's Credit Union, A CU Lakewood 6310 Mount Tacoma Dr SW 98433 (253) 964-3113 No 6.03
Ibew 76 CU Main Office 3049 S 36th St 98409 (253) 475-6661 No 6.88
Community 1st CU Bothell Branch 24040 Bothell Everett Hwy 98041 (425) 483-9086 No 7.88
Tapco CU 6th Avenue 2802 6th Ave 98466 (253) 565-9895 No 8.15

Harborstone Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Harborstone Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.99 3.99 3.88 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 279 202 121 132
Rank Among All Washington Credit Unions N/A 38 22 14 7

Harborstone Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 1.75 0.10 0.25 0.30 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 26 129 105 302 266
Rank Among All Washington Credit Unions 3 15 13 38 31
Harborstone Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.2505,82316,202,846
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.9905,210125,472,783
Used Vehicle Loans 3.99013,784221,622,204
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.8801,307343,910,942
Total Other Real Estate Loans/Lines of Credit 4.2501,73243,241,653
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.2402,25787,474,129
TOTAL LOANS & LEASES 30,113837,924,557

Harborstone Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 46880,585,229439,601,920
    b. 15 Years or less 41652,789,992214,232,012
    a. > 15 years 10834,042,89900
    b. 15 Years or less 16730,128,4131265,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 4012,461,329254,346,099
Adjustable Rate > 1 yr 108133,903,0802336,291,834


Closed-End Fixed Rate 601,799,54700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,47334,658,6751649,300,685
Open-End Fixed Rate 1996,783,4311144,888,671
TOTALS 3,039387,152,59539168,926,221


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Harborstone Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes