American Lake Credit Union

  • +1

A short history of American Lake CU

Since its inception in 1948 the American Lake Credit Union has been serving its members in the Lakewood, Washington area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Nancy Adamczyk, the American Lake CU has grown its membership to over 6,123 with assets of more than $66,621,108. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (253) 584-0079 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Lakewood, WA.

General Information For American Lake CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68371
Address PO box 98979 
City Lakewood 
State Washington 
Zip-Code 98496
Phone Number (253) 584-0079
Fax Number (253) 581-5035
Email Address:
CEO/President Nancy Adamczyk
Members 6,123 
Full-Time Employees 17 
Part-Time Employees
Number of Branch Offices
Total Assets 66,621,108 

Compare American Lake Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)

American Lake Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

American Lake Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 6.90 2.99 3.99 5.84 3.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 43 145 202 357 99
Rank Among All Washington Credit Unions 4 15 22 50 4

American Lake Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.05 0.20 0.70
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 142 318 199
Rank Among All Washington Credit Unions 15 18 26 40 13
American Lake Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 6.9001,0322,778,004
All Other Unsecured Loans/Lines of Credit 13.380214708,597
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.080397303,590
New Vehicle Loans 2.9901,27011,558,586
Used Vehicle Loans 3.99071210,223,705
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.840996,739,798
Total Other Real Estate Loans/Lines of Credit 3.99016479,237
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.4907752,261,720
TOTAL LOANS & LEASES 4,51535,053,237

American Lake Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 292,180,04900
    b. 15 Years or less 673,807,34800
    a. > 15 years 3752,40100
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 16479,23700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1157,219,03500


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

American Lake Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes