Cleveland-bradley Cty Teacher Federal Credit Union

A short history of Cleveland-bradley Cty Teacher FCU

Since its inception in 1961 the Cleveland-bradley Cty Teacher Federal Credit Union has been serving its members in the CLEVELAND, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Leslie Sims, the Cleveland-bradley Cty Teacher FCU has grown its membership to over 4,095 with assets of more than $50,320,472. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (423) 479-6392 or email them at info@cbctfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CLEVELAND, TN.

General Information For Cleveland-bradley Cty Teacher FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Cleveland-bradley Cty Teacher Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Appliance CU	APPLIANCE CREDIT UNION	640 KING EDWARD AVE SE	37364	(423) 479-5511	No	0.42
Smart Choice CU	Smart Choice Credit Union	1075 Blythe Ave SE	37311	(423) 559-1181	No	0.66
B. M. H. CU	FISERV/INTEGRASYS	13245 Reese Blvd W Ste 130	28078	(704) 948-3090	No	1.35
Pathway CU	PATHWAY CREDIT UNION	2751 RALPH BUCKNER BLVD NE	37320	(423) 479-2168	No	1.50
O.m.c. Employees' CU	OMC Employees Credit Union	1186 Old Lower River Rd NW	37310	(423) 336-4331	No	11.11

Cleveland-bradley Cty Teacher Federal Credit Union Financial Performance Charts

Financial Data

Cleveland-bradley Cty Teacher Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	13.99	1.99	2.99	3.50	4.00
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	496	34	91	72	100
Rank Among All Tennessee Credit Unions	43	8	8	13	10

Cleveland-bradley Cty Teacher Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.10	0.20	N/A	0.50	0.35
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	116	108	N/A	263	250
Rank Among All Tennessee Credit Unions	11	11	N/A	33	37

Cleveland-bradley Cty Teacher Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	13.990	423	377,572
All Other Unsecured Loans/Lines of Credit	10.000	369	661,430
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	1.990	68	1,181,120
Used Vehicle Loans	2.990	498	4,533,322
Total 1st Mortgage Real Estate Loans/Lines of Credit	3.500	130	9,626,877
Total Other Real Estate Loans/Lines of Credit	4.000	59	1,700,822
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	6.500	93	551,214
TOTAL LOANS & LEASES		1,640	18,632,357

Cleveland-bradley Cty Teacher Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	52	5,034,702	4	344,900
b. 15 Years or less	78	4,592,175	5	402,420
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	0	0	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	59	1,700,822	19	144,803
Open-End Fixed Rate	0	0	0	0
TOTALS	189	11,327,699	28	892,123

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Cleveland-bradley Cty Teacher Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	No
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes