Appliance Credit Union

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A short history of Appliance CU

Since its inception in 1972 the Appliance Credit Union has been serving its members in the CLEVELAND, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by BOBBIE ROSS, the Appliance CU has grown its membership to over 2,244 with assets of more than $12,136,527. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (423) 479-5511 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CLEVELAND, TN.

General Information For Appliance CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67976
Address P.O. BOX 1057 
State Tennessee 
Zip-Code 37364
Phone Number (423) 479-5511
Fax Number () -
Email Address:
Members 2,244 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 12,136,527 

Compare Appliance Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Cleveland-bradley Cty Teacher CU Cleveland Bradley County Teachers Federal Credit Union 137 Ocoee Xing NW 37320 (423) 479-6392 No 0.27
Smart Choice CU Smart Choice Credit Union 1075 Blythe Ave SE 37311 (423) 559-1181 No 0.66
B. M. H. CU FISERV/INTEGRASYS 13245 Reese Blvd W Ste 130 28078 (704) 948-3090 No 1.33
Pathway CU PATHWAY CREDIT UNION 2751 RALPH BUCKNER BLVD NE 37320 (423) 479-2168 No 1.48
O.m.c. Employees' CU OMC Employees Credit Union 1186 Old Lower River Rd NW 37310 (423) 336-4331 No 11.09

Appliance Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Appliance Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 15.94 3.24 4.11 N/A 6.08
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 535 173 215 N/A 350
Rank Among All Tennessee Credit Unions 47 38 28 N/A 33

Appliance Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.25 0.25 N/A 0.23 0.19
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 95 95 N/A 312 272
Rank Among All Tennessee Credit Unions 5 10 N/A 45 42
Appliance Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 15.9404764,781
All Other Unsecured Loans/Lines of Credit 10.900274622,767
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.240581,206,550
Used Vehicle Loans 4.1102482,620,330
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 6.0807239,175
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.9301451,064,242
TOTAL LOANS & LEASES 7795,817,845

Appliance Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 7239,17500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 7239,17500


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Appliance Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes