O.m.c. Employees' Credit Union

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A short history of O.m.c. Employees' CU

Since its inception in 1969 the O.m.c. Employees' Credit Union has been serving its members in the CHARLESTON, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Stephanie Miller, the O.m.c. Employees' CU has grown its membership to over 1,968 with assets of more than $27,846,368. They have a main office and 0 branch offices. Please see the credit unions website or contact them by phone at (423) 336-4331 or email them at omc@olin.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CHARLESTON, TN.

General Information For O.m.c. Employees' CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67946
Address PO BOX 828 
State Tennessee 
Zip-Code 37310
Phone Number (423) 336-4331
Fax Number (423) 336-4614
Email Address: omc@olin.com
CEO/President Stephanie Miller
Members 1,968 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 27,846,368 
Website http://omcecu.com 

Compare O.m.c. Employees' Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Bowater Employees CU Calhoun Branch 5123 Highway 11 S 37309 (423) 336-7268 No 3.23
B. M. H. CU FISERV/INTEGRASYS 13245 Reese Blvd W Ste 130 28078 (704) 948-3090 No 7.93
Pathway CU PATHWAY CREDIT UNION 2751 RALPH BUCKNER BLVD NE 37320 (423) 479-2168 No 7.96
Cleveland-bradley Cty Teacher CU Cleveland Bradley County Teachers Federal Credit Union 137 Ocoee Xing NW 37320 (423) 479-6392 No 9.08
Appliance CU APPLIANCE CREDIT UNION 640 KING EDWARD AVE SE 37364 (423) 479-5511 No 9.38

O.m.c. Employees' Credit Union Financial Performance Charts

Performance Charts

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Financial Data

O.m.c. Employees' Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.99 2.29 3.24 3.15 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 340 60 119 39 229
Rank Among All Tennessee Credit Unions 29 14 13 5 21

O.m.c. Employees' Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.20 N/A 0.85 0.70
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 108 N/A 198 199
Rank Among All Tennessee Credit Unions 11 11 N/A 19 20
O.m.c. Employees' Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.990259372,648
All Other Unsecured Loans/Lines of Credit 7.000129381,606
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.2901112,225,786
Used Vehicle Loans 3.2402863,681,957
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.150898,259,396
Total Other Real Estate Loans/Lines of Credit 5.0004131,384
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.800741,059,433
TOTAL LOANS & LEASES 95216,112,210

O.m.c. Employees' Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 857,467,4435475,769
    a. > 15 years 0000
    b. 15 Years or less 4791,95300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 268,29300
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 263,09100
Open-End Fixed Rate 0000
TOTALS 938,390,7805475,769


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

O.m.c. Employees' Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes