Cities Credit Union

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A short history of Cities CU

Since its inception in 1936 the Cities Credit Union has been serving its members in the Vadnais Heights, Minnesota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michael Enright, the Cities CU has grown its membership to over 2,876 with assets of more than $29,348,062. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (651) 426-3773 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Vadnais Heights, MN.

General Information For Cities CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63109
Address 3625 Talmage Circle 
City Vadnais Heights 
State Minnesota 
Zip-Code 55110
Phone Number (651) 426-3773
Fax Number (651) 426-0832
Email Address:
CEO/President Michael Enright
Members 2,876 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 29,348,062 

Compare Cities Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Minnesota Catholic CU Epiphany Branch 1904 111th Ave NW 55117 (763) 354-2826 No 6.48
Catholic United Financial CU SAINT CLOUD OFFICE 1420 W Saint Germain St Ste 101 56301 (320) 251-3971 No 7.85
Smw Financial CU Maplewood 1691 Cope Ave E 55109 (651) 747-1500 No 8.11
St. Paul CU Conway 1330 Conway St Ste 200 55106 (651) 772-8744 No 9.78
Metropolitan Services CU Main Office 475 Etna St Ste 10 55106 (651) 602-8105 No 9.78

Cities Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Cities Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 14.00 5.00 5.00 4.00 5.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 497 397 324 138 317
Rank Among All Minnesota Credit Unions 39 61 57 20 40

Cities Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.20 0.60 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 114 240 271
Rank Among All Minnesota Credit Unions 12 17 20 27 35
Cities Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 14.000438819,552
All Other Unsecured Loans/Lines of Credit 14.000301560,569
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.2507221,059,241
New Vehicle Loans 5.0002964,198,500
Used Vehicle Loans 5.0004613,786,557
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0009891,764
Total Other Real Estate Loans/Lines of Credit 5.7501032,659,033
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.0003671,798,165
TOTAL LOANS & LEASES 2,69715,773,381

Cities Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 4572,57600
    b. 15 Years or less 5319,188160,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 962,485,25312261,862
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 7173,780140,000
Open-End Fixed Rate 0000
TOTALS 1123,550,79714361,862


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Cities Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes