Smw Financial Credit Union

  • +1

A short history of Smw Financial CU

Since its inception in 1954 the Smw Financial Credit Union has been serving its members in the LINO LAKES, Minnesota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Steven Hauser, the Smw Financial CU has grown its membership to over 7,820 with assets of more than $77,858,792. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (651) 747-1500 to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LINO LAKES, MN.

General Information For Smw Financial CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68676
Address 700 APOLLO DRIVE 
State Minnesota 
Zip-Code 55014
Phone Number (651) 747-1500
Fax Number (651) 747-1559
Email Address: ----
CEO/President Steven Hauser
Members 7,820 
Full-Time Employees 20 
Part-Time Employees
Number of Branch Offices
Total Assets 77,858,792 

Compare Smw Financial Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Teamsters CU Teamsters Credit Union 9422 Ulysses St NE Ste 140 55434 (763) 267-6300 No 5.73
Catholic United Financial CU SAINT CLOUD OFFICE 1420 W Saint Germain St Ste 101 56301 (320) 251-3971 No 8.84
Cities CU Main Branch 3625 Talmage Cir 55110 (651) 426-3773 No 9.25
Midland Co-op CU Midland Co-op CU 5210 Central Ave NE Ste 200 55421 (763) 572-1368 No 9.75
Minnesota Catholic CU Epiphany Branch 1904 111th Ave NW 55117 (763) 354-2826 No 10.86

Smw Financial Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Smw Financial Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 2.69 3.74 5.00 7.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 107 174 268 440
Rank Among All Minnesota Credit Unions 10 17 26 35 50

Smw Financial Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 1.74 0.02 0.15 0.25 0.05
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 27 151 124 310 291
Rank Among All Minnesota Credit Unions 1 25 23 39 38
Smw Financial Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.900500317,562
All Other Unsecured Loans/Lines of Credit 9.0001,0152,339,743
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.6901,03618,062,131
Used Vehicle Loans 3.7401,46517,124,232
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.00016215,116,456
Total Other Real Estate Loans/Lines of Credit 7.2503076,200,362
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.9003505,671,939
TOTAL LOANS & LEASES 4,83564,832,425

Smw Financial Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 364,208,29900
    b. 15 Years or less 13728,68000
    a. > 15 years 132,315,88200
    b. 15 Years or less 1007,863,5956598,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 651,706,64613553,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2424,493,71628683,969
Open-End Fixed Rate 0000
TOTALS 46921,316,818471,834,969


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Smw Financial Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes