Choice One Community Federal Credit Union

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A short history of Choice One Community FCU

Since its inception in 1941 the Choice One Community Federal Credit Union has been serving its members in the Plains Township, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Thomas Smith, the Choice One Community FCU has grown its membership to over 12,568 with assets of more than $98,052,848. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (570) 823-7676 or email them at choiceonefcu@c1mail.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Plains Township, PA.

General Information For Choice One Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 4240
Address 501 E Main St 
City Plains Township 
State Pennsylvania 
Zip-Code 18702
Phone Number (570) 823-7676
Fax Number () -
Email Address: choiceonefcu@c1mail.com
CEO/President Thomas Smith
Members 12,568 
Full-Time Employees 31 
Part-Time Employees
Number of Branch Offices
Total Assets 98,052,848 
Website http://www.choiceone.org 

Compare Choice One Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Cross Valley CU Forty Fort 1181 Wyoming Ave 18703 (800) 548-2849 No 1.91
Vantage Trust CU MAIN OFFICE 881 MUNDY ST 18702 (570) 819-3337 No 3.09
Luzerne County CU Courhouse Branch 200 N RIVER ST 18711 (570) 820-6323 No 4.11
Metro Wire CU Metro Wire FCU 17 E Carey St 18705 (570) 823-4092 No 4.67
Highway CU HIGHWAY FCU 1843 Route 315 Hwy 18640 (570) 602-7400 No 4.81

Choice One Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Choice One Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.30 4.65 5.75 4.96 4.85
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 57 358 416 264 211
Rank Among All Pennsylvania Credit Unions 7 122 135 86 79

Choice One Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.22 0.55 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 111 251 266
Rank Among All Pennsylvania Credit Unions N/A 42 21 68 57
Choice One Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.3001,4563,137,564
All Other Unsecured Loans/Lines of Credit 8.2509543,960,669
Short-Term, Small Amount Loans (STS) (Federal CU Only) 16.00012442,488
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.6501,01921,983,016
Used Vehicle Loans 5.7501,12113,007,897
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.96048426,486,316
Total Other Real Estate Loans/Lines of Credit 4.8501684,907,028
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.3403051,079,216
TOTAL LOANS & LEASES 5,63174,604,194

Choice One Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 484,182,1393284,000
    b. 15 Years or less 42119,731,246332,371,224
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 152,572,9314146,050
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 981,629,9884106,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 703,277,040486,800
Open-End Fixed Rate 0000
TOTALS 65231,393,344482,994,074

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Choice One Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes