Luzerne County Federal Credit Union

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A short history of Luzerne County FCU

Since its inception in 1966 the Luzerne County Federal Credit Union has been serving its members in the Wilkes Barre, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Daniel Stempleski, the Luzerne County FCU has grown its membership to over 2,249 with assets of more than $16,385,891. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (570) 825-1790 or email them at lcfcu@sunlink.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Wilkes Barre, PA.

General Information For Luzerne County FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 17323
Address 200 N. River Street 
City Wilkes Barre 
State Pennsylvania 
Zip-Code 18711
Phone Number (570) 825-1790
Fax Number (570) 829-4506
Email Address: lcfcu@sunlink.net
CEO/President Daniel Stempleski
Members 2,249 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 16,385,891 
Website http://www.luzernecountyfcu.virtual 

Compare Luzerne County Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
W-bee CU Main Office 87 N Main St 18703 (570) 825-9950 No 0.15
Penn Wilco CU Loan Department 87 N Main St 18703 (570) 820-0400 No 0.16
Citymark CU Main Office 40 E Market St 18711 (570) 826-8244 No 0.39
Saint Nicholas CU Saint Nicholas FCU 254 S Washington St 18703 (570) 825-2640 No 0.81
Choice One Community CU Hazleton 983 N Sherman Ct 18201 (570) 454-0080 No 1.03

Luzerne County Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Luzerne County Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.50 3.00 5.80 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 84 92 354 341
Rank Among All Pennsylvania Credit Unions 39 27 26 101 108

Luzerne County Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.40 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 284 N/A
Rank Among All Pennsylvania Credit Unions N/A 42 N/A 77 N/A
Luzerne County Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900574758,860
All Other Unsecured Loans/Lines of Credit 6.0003161,117,519
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.50042630,362
Used Vehicle Loans 3.00068609,924
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.80018536,175
Total Other Real Estate Loans/Lines of Credit 6.000677,186
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.000101548,737
TOTAL LOANS & LEASES 1,1254,278,763

Luzerne County Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 18536,175150,000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 677,18600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 24613,361150,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Luzerne County Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes