Cross Valley Federal Credit Union

Social
  • +1

A short history of Cross Valley FCU

Since its inception in 1969 the Cross Valley Federal Credit Union has been serving its members in the WILKES BARRE, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Traci Donahue, the Cross Valley FCU has grown its membership to over 19,578 with assets of more than $157,509,602. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (800) 548-2849 or email them at cvfcu@crossvalleyfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WILKES BARRE, PA.

General Information For Cross Valley FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 19228
Address PO BOX 597 
City WILKES BARRE 
State Pennsylvania 
Zip-Code 18703
Phone Number (800) 548-2849
Fax Number (570) 208-4592
Email Address: cvfcu@crossvalleyfcu.org
CEO/President Traci Donahue
Members 19,578 
Full-Time Employees 45 
Part-Time Employees
Number of Branch Offices
Total Assets 157,509,602 
Website http://www.crossvalleyfcu.org 

Compare Cross Valley Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Saint Nicholas CU Saint Nicholas FCU 254 S Washington St 18703 (570) 825-2640 No 0.22
Choice One Community CU Hazleton 983 N Sherman Ct 18201 (570) 454-0080 No 0.33
Corner Post CU Corner Post FCU 566 S Main St 18701 (570) 823-6151 No 0.50
Penn Wilco CU Loan Department 87 N Main St 18703 (570) 820-0400 No 0.71
W-bee CU Main Office 87 N Main St 18703 (570) 825-9950 No 0.72

Cross Valley Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Cross Valley Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.07 4.57 4.66 4.55
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 153 274 227 174
Rank Among All Pennsylvania Credit Unions N/A 56 89 76 64

Cross Valley Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.05 0.05 0.05
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 142 340 291
Rank Among All Pennsylvania Credit Unions N/A 42 30 97 68
Cross Valley Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.1201,7347,595,551
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.0705736,058,506
Used Vehicle Loans 4.5701,63714,675,487
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.66046927,711,026
Total Other Real Estate Loans/Lines of Credit 4.5501042,459,256
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0001,91915,748,530
TOTAL LOANS & LEASES 6,43674,248,356

Cross Valley Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 337,336,462135,095,276
    b. 15 Years or less 42918,694,965492,716,591
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 71,679,59900
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1002,364,23813516,031
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 495,018128,805
Open-End Fixed Rate 0000
TOTALS 57330,170,282768,356,703

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Cross Valley Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes