Cheney Federal Credit Union

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A short history of Cheney FCU

Since its inception in 1951 the Cheney Federal Credit Union has been serving its members in the CHENEY, Washington area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by JoAn Sanders, the Cheney FCU has grown its membership to over 5,131 with assets of more than $94,967,891. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (509) 235-6533 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CHENEY, WA.

General Information For Cheney FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 7101
Address PO BOX 160 
State Washington 
Zip-Code 99004
Phone Number (509) 235-6533
Fax Number (509) 235-6544
Email Address: none
CEO/President JoAn Sanders
Members 5,131 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 94,967,891 

Compare Cheney Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Global CU Post Falls 3640 E Seltice Way 83854 (509) 455-4700 No 18.78
Spokane Media CU Spokane Media FCU 6103 N Astor St 99208 (509) 777-8962 No 19.24
Spokane CU Spokane Federal Credit Union 930 N Howard St 99201 (509) 323-1357 No 19.79
Spokane Law Enforcement CU Spokane Law Enforcement Credit Union 924 W Sinto Ave 99201 (509) 327-3244 No 19.97
Spokane City CU Spokane City Credit Union 1930 N Monroe St 99209 (509) 325-7228 No 20.26

Cheney Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Cheney Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.25 2.65 2.65 4.15 5.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 54 103 62 163 339
Rank Among All Washington Credit Unions 5 11 5 26 35

Cheney Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.20 0.35 0.65 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 108 89 234 192
Rank Among All Washington Credit Unions 13 11 7 24 11
Cheney Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.2501,3022,403,162
All Other Unsecured Loans/Lines of Credit 10.150203432,073
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.6502696,389,673
Used Vehicle Loans 2.6505457,238,015
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.15020818,540,032
Total Other Real Estate Loans/Lines of Credit 5.99019275,980
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.4002985,361,092
TOTAL LOANS & LEASES 2,84440,640,027

Cheney Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 304,261,622102,008,446
    b. 15 Years or less 1348,661,69081,019,500
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 445,616,7201250,200


Closed-End Fixed Rate 18273,340348,340
Closed-End Adjustable Rate 12,64000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 22718,816,012223,326,486


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Cheney Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes