Century Federal Credit Union

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A short history of Century FCU

Since its inception in 1948 the Century Federal Credit Union has been serving its members in the CLEVELAND, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Sharon Churchill, the Century FCU has grown its membership to over 25,835 with assets of more than $383,536,794. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (216) 535-3200 or email them at memberservice@cenfedcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CLEVELAND, OH.

General Information For Century FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5852
State Ohio 
Zip-Code 44199
Phone Number (216) 535-3200
Fax Number (216) 535-3245
Email Address: memberservice@cenfedcu.org
CEO/President Sharon Churchill
Members 25,835 
Full-Time Employees 77 
Part-Time Employees
Number of Branch Offices
Total Assets 383,536,794 
Website http://cenfedcu.org 

Compare Century Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Civil Service Employees Association CU Civil Service Emp Assn. Credit Union, INc. 601 Lakeside Ave E Rm 3 44114 (216) 664-2216 No 0.31
Plain Dealer CU Plain Dealer Federal Credit Union 1801 Superior Ave E Ste 125 44114 (216) 999-4270 No 0.90
Ohio's First Class CU Ohio's First Class Credit Union 1800 Carnegie Ave 44101 (216) 241-1088 No 0.91
Noteworthy CU NoteWorthy-Main 1900 Superior Ave E Ste 126 44114 (216) 263-7034 No 0.96
Ohio Educational CU Main Office 2554 E 22nd St 44101 (216) 621-6296 No 1.13

Century Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Century Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.00 2.95 3.40 3.15 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 91 139 137 39 132
Rank Among All Ohio Credit Unions 15 34 24 4 21

Century Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.03 0.10 0.30 1.28 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 130 129 97 121 227
Rank Among All Ohio Credit Unions 18 22 20 27 53
Century Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.0006,41417,382,978
All Other Unsecured Loans/Lines of Credit 11.5001,4196,905,818
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9501,10818,767,533
Used Vehicle Loans 3.4002,34024,502,265
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.1501,700151,491,176
Total Other Real Estate Loans/Lines of Credit 4.2501,06030,226,086
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 1.20064772,549
TOTAL LOANS & LEASES 14,105250,048,405

Century Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 42044,672,970274,617,619
    b. 15 Years or less 95479,233,308414,654,180
    a. > 15 years 12815,715,893132,396,575
    b. 15 Years or less 676,563,86000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1315,305,14544491,588
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 26930,9066228,700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,03429,295,1804877,056,292
Open-End Fixed Rate 0000
TOTALS 2,760181,717,26261819,444,954


Interest Only & Payment Option 1st Mortgage Loans 1134,614,755491,588
Interest Only & Payment Option Other RE/LOC Loans 1,03429,295,1807,056,292
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Century Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes