Ohio's First Class Credit Union

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A short history of Ohio's First Class CU

Since its inception in 2000 the Ohio's First Class Credit Union has been serving its members in the Cleveland, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jeffrey Spada, the Ohio's First Class CU has grown its membership to over 10,195 with assets of more than $43,084,099. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (216) 241-1088 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Cleveland, OH.

General Information For Ohio's First Class CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 96682
Address P.O. Box 5877 
City Cleveland 
State Ohio 
Zip-Code 44101
Phone Number (216) 241-1088
Fax Number (216) 241-3213
Email Address: none
CEO/President Jeffrey Spada
Members 10,195 
Full-Time Employees 20 
Part-Time Employees
Number of Branch Offices
Total Assets 43,084,099 
Website http://www.ofccu.com 

Compare Ohio's First Class Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Civil Service Employees Association CU Civil Service Emp Assn. Credit Union, INc. 601 Lakeside Ave E Rm 3 44114 (216) 664-2216 No 0.33
Century CU NASA Branch 21000 Brookpark Rd Bldg 15 44135 (216) 535-3400 No 0.47
Plain Dealer CU Plain Dealer Federal Credit Union 1801 Superior Ave E Ste 125 44114 (216) 999-4270 No 0.92
Noteworthy CU NoteWorthy-Main 1900 Superior Ave E Ste 126 44114 (216) 263-7034 No 0.98
Ohio Educational CU Main Office 2554 E 22nd St 44101 (216) 621-6296 No 1.14

Ohio's First Class Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Ohio's First Class Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.66 5.05 5.57 N/A 5.13
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 483 403 394 N/A 247
Rank Among All Ohio Credit Unions 88 116 92 N/A 52

Ohio's First Class Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.37 1.02 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 84 169 N/A
Rank Among All Ohio Credit Unions N/A 22 16 44 N/A
Ohio's First Class Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.6601,4423,204,833
All Other Unsecured Loans/Lines of Credit 6.1802,6303,263,918
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.05074114,257,904
Used Vehicle Loans 5.5708637,330,140
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 5.1301062,356,954
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.70061280,625
TOTAL LOANS & LEASES 5,84330,694,374

Ohio's First Class Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 481,068,99400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 581,287,96000
Open-End Fixed Rate 0000
TOTALS 1062,356,95400

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ohio's First Class Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes