Cardinal , Inc. Credit Union

  • +1

A short history of Cardinal , Inc. CU

Since its inception in 2000 the Cardinal , Inc. Credit Union has been serving its members in the MENTOR, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Christine Blake, the Cardinal , Inc. CU has grown its membership to over 32,961 with assets of more than $249,419,714. They have a main office and 12 branch offices. Please see the credit unions website or contact them by phone at (440) 266-2200 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MENTOR, OH.

General Information For Cardinal , Inc. CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 96753
Address 8500 WESTPORT DR 
State Ohio 
Zip-Code 44060
Phone Number (440) 266-2200
Fax Number (440) 266-2299
Email Address: none
CEO/President Christine Blake
Members 32,961 
Full-Time Employees 84 
Part-Time Employees 15 
Number of Branch Offices 12 
Total Assets 249,419,714 

Compare Cardinal , Inc. Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Local #673 CU Local 673 8356 Munson Rd 44060 (440) 255-3817 No 1.72
Lake County Educational CU Lake County Educational FCU 1595 Mentor Ave 44077 (440) 352-4732 No 3.06
L. E. O. CU Lubrizol Corp. 29400 Lakeland Blvd 44077 (440) 347-5009 No 4.23
Wes CU Main Office 38024 2nd St 44094 (440) 942-6981 No 4.78
Fasson Employees CU Main 250 Chester St # 1-E 44077 (440) 358-2100 No 5.52

Cardinal , Inc. Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Cardinal , Inc. Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.00 7.00 4.25 3.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 146 545 174 38
Rank Among All Ohio Credit Unions 38 36 128 46 3

Cardinal , Inc. Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.35 0.10 0.15 1.00 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 84 129 124 174 227
Rank Among All Ohio Credit Unions 5 22 34 45 53
Cardinal , Inc. Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9006,72310,468,870
All Other Unsecured Loans/Lines of Credit 10.9901,6925,922,228
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.0001,94136,008,519
Used Vehicle Loans 7.0005,14453,673,882
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.25055851,371,728
Total Other Real Estate Loans/Lines of Credit 3.25069721,762,620
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.0001,0717,872,731
TOTAL LOANS & LEASES 17,826187,080,578

Cardinal , Inc. Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 19019,633,606486,507,245
    b. 15 Years or less 28923,178,485273,343,500
    a. > 15 years 353,868,5862188,019
    b. 15 Years or less 424,540,575131,309,168
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 2150,47600


Closed-End Fixed Rate 1453,650,50800
Closed-End Adjustable Rate 599,98500
Open-End Adjustable Rate 54718,012,127633,355,152
Open-End Fixed Rate 0000
TOTALS 1,25573,134,34815314,703,084


Interest Only & Payment Option 1st Mortgage Loans 230,08430,084
Interest Only & Payment Option Other RE/LOC Loans 55218,112,1123,355,152
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Cardinal , Inc. Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes