Wes Credit Union

  • +1

A short history of Wes CU

Since its inception in 1954 the Wes Credit Union has been serving its members in the WILLOUGHBY, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Steve Simone, the Wes CU has grown its membership to over 1,670 with assets of more than $11,980,786. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (440) 942-6981 or email them at memberrequest@wescreditunion.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WILLOUGHBY, OH.

General Information For Wes CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61233
Address 38024 2ND ST 
State Ohio 
Zip-Code 44094
Phone Number (440) 942-6981
Fax Number (440) 918-9681
Email Address: memberrequest@wescreditunion.com
CEO/President Steve Simone
Members 1,670 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 11,980,786 
Website http://www.wescreditunion.com 

Compare Wes Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Acme CU PACO Branch 6035 Parkland Blvd 44124 (216) 896-2225 No 3.24
Cardinal Credit Union, Inc. CU Notre Dame Cathedral Latin High School 13000 Auburn Rd 44024 (440) 286-6226 No 4.17
Local #673 CU Local 673 8356 Munson Rd 44060 (440) 255-3817 No 4.72
Lake County Educational CU Lake County Educational FCU 1595 Mentor Ave 44077 (440) 352-4732 No 6.63
L. E. O. CU Lubrizol Corp. 29400 Lakeland Blvd 44077 (440) 347-5009 No 7.89

Wes Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Wes Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 1.99 1.99 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 34 21 N/A N/A
Rank Among All Ohio Credit Unions 38 2 2 N/A N/A

Wes Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 0.20 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 318 N/A
Rank Among All Ohio Credit Unions N/A 22 N/A 95 N/A
Wes Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900234479,142
All Other Unsecured Loans/Lines of Credit 12.000140408,096
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.99039621,347
Used Vehicle Loans 1.9901982,007,422
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.000463,505
TOTAL LOANS & LEASES 6153,579,512

Wes Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Wes Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes