Big Island Federal Credit Union

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A short history of Big Island FCU

Since its inception in 1936 the Big Island Federal Credit Union has been serving its members in the Hilo, Hawaii area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Nicole Aguinaldo, the Big Island FCU has grown its membership to over 9,623 with assets of more than $96,651,098. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (808) 935-9778 or email them at info@bigislandfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Hilo, HI.

General Information For Big Island FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1607
Address 66 Lono St 
City Hilo 
State Hawaii 
Zip-Code 96720
Phone Number (808) 935-9778
Fax Number (808) 934-7572
Email Address: info@bigislandfcu.com
CEO/President Nicole Aguinaldo
Members 9,623 
Full-Time Employees 29 
Part-Time Employees
Number of Branch Offices
Total Assets 96,651,098 
Website http://www.bigislandfcu.com 

Compare Big Island Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Hawaii County Employees CU Main Office 131 Puuhonu Way 96720 (808) 935-2969 No 11.39
Hfs CU PRINCE KUHIO PLAZA OFFICE 111 E PUAINAKO ST 96720 (808) 930-1400 No 12.48
Helco CU HELCO FCU 1437 Kilauea Ave Ste 105 96720 (808) 238-3500 No 12.91
Cu Hawaii CU Pahala 96-3208 Maile St 96720 (808) 933-6700 No 13.47
Onomea CU Onomea FCU 27-251 Old Mamalahoa Hwy 96781 (808) 964-1031 No 13.61

Big Island Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Big Island Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.71 4.11 4.70 5.74 3.68
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 223 294 290 348 68
Rank Among All Hawaii Credit Unions 12 22 24 23 7

Big Island Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 0.20 0.49 0.59
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 114 268 213
Rank Among All Hawaii Credit Unions N/A 11 6 19 14
Big Island Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.7101,0222,404,221
All Other Unsecured Loans/Lines of Credit 7.0901,7119,675,319
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.1102765,708,858
Used Vehicle Loans 4.7005676,530,143
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.74010815,282,238
Total Other Real Estate Loans/Lines of Credit 3.6801026,357,470
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.84078659,654
TOTAL LOANS & LEASES 3,86446,617,903

Big Island Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 528,143,52900
    b. 15 Years or less 20536,77200
Balloon/Hybrid
    a. > 15 years 193,28400
    b. 15 Years or less 141,202,1977718,540
Other Fixed Rate 134,046,2641170,000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 81,260,1923558,700

OTHER REAL ESTATE

Closed-End Fixed Rate 3250,77300
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 996,106,69780363,382
Open-End Fixed Rate 0000
TOTALS 21021,639,708911,810,622

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 134,046,2640
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Big Island Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes