Onomea Federal Credit Union

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A short history of Onomea FCU

Since its inception in 1939 the Onomea Federal Credit Union has been serving its members in the PAPAIKOU, Hawaii area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by David Morgan, the Onomea FCU has grown its membership to over 1,710 with assets of more than $16,925,878. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (808) 964-1031 or email them at onomeafcu@aol.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PAPAIKOU, HI.

General Information For Onomea FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 3050
Address P.O. BOX 19 
State Hawaii 
Zip-Code 96781
Phone Number (808) 964-1031
Fax Number (808) 964-5088
Email Address: onomeafcu@aol.com
CEO/President David Morgan
Members 1,710 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 16,925,878 
Website http://www.onomeafcu.org 

Compare Onomea Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Hamakua Coast Community CU Main Office 28-490 Kaakepa Street 96783 (808) 964-5566 No 7.60
Hawaii County Employees CU Main Office 131 Puuhonu Way 96720 (808) 935-2969 No 8.44
Hfs CU PRINCE KUHIO PLAZA OFFICE 111 E PUAINAKO ST 96720 (808) 930-1400 No 9.37
Helco CU HELCO FCU 1437 Kilauea Ave Ste 105 96720 (808) 238-3500 No 10.07
Big Island CU Hilo Branch 66 Lono St 96720 (808) 935-9778 No 10.12

Onomea Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Onomea Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.00 3.99 3.99 4.50 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 341 279 202 205 229
Rank Among All Hawaii Credit Unions 21 19 18 15 20

Onomea Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.02 0.15 N/A 0.25 0.65
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 135 119 N/A 310 205
Rank Among All Hawaii Credit Unions 9 13 N/A 29 12
Onomea Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.000161431,998
All Other Unsecured Loans/Lines of Credit 6.0002371,372,709
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.9903,0971,973,562
Used Vehicle Loans 3.9904,9611,850,045
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.500171,730,347
Total Other Real Estate Loans/Lines of Credit 5.00014817,750
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.15044433,068
TOTAL LOANS & LEASES 8,5318,609,479

Onomea Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 5786,57600
    b. 15 Years or less 12943,7711275,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 246,51900
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 12771,2312256,000
Open-End Fixed Rate 0000
TOTALS 312,548,0973531,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Onomea Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes