Hfs Federal Credit Union

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A short history of Hfs FCU

Since its inception in 1937 the Hfs Federal Credit Union has been serving its members in the HILO, Hawaii area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by NATHAN ABE, the Hfs FCU has grown its membership to over 49,205 with assets of more than $541,740,219. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (808) 930-1400 or email them at HFSFCU@ALOHA.NET to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HILO, HI.

General Information For Hfs FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1829
Address 632 KINOOLE ST 
City HILO 
State Hawaii 
Zip-Code 96720
Phone Number (808) 930-1400
Fax Number (808) 935-2091
Members 49,205 
Full-Time Employees 115 
Part-Time Employees
Number of Branch Offices
Total Assets 541,740,219 
Website http://HFSFCU.ORG 

Compare Hfs Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Hawaii County Employees CU Main Office 131 Puuhonu Way 96720 (808) 935-2969 No 11.39
Big Island CU Hilo Branch 66 Lono St 96720 (808) 935-9778 No 12.82
Helco CU HELCO FCU 1437 Kilauea Ave Ste 105 96720 (808) 238-3500 No 12.91
Cu Hawaii CU Pahala 96-3208 Maile St 96720 (808) 933-6700 No 13.47
Onomea CU Onomea FCU 27-251 Old Mamalahoa Hwy 96781 (808) 964-1031 No 13.61

Hfs Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Hfs Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.50 4.05 6.62 4.82 4.44
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 201 287 511 248 161
Rank Among All Hawaii Credit Unions 11 21 35 19 17

Hfs Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.25 0.45 1.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 105 274 94
Rank Among All Hawaii Credit Unions N/A 13 5 21 2
Hfs Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.5007,65611,754,832
All Other Unsecured Loans/Lines of Credit 7.4106,48137,384,348
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.71035453,707
New Vehicle Loans 4.0502,24610,732,319
Used Vehicle Loans 6.6205,84421,701,982
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.82051472,364,046
Total Other Real Estate Loans/Lines of Credit 4.44066027,705,647
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.2707497,498,170
TOTAL LOANS & LEASES 24,185189,595,051

Hfs Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 29556,359,634161,755,258
    b. 15 Years or less 21514,509,4997432,200
    a. > 15 years 0000
    b. 15 Years or less 41,494,91300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 8258,29500
Closed-End Adjustable Rate 512,549,16800
Open-End Adjustable Rate 60124,898,1842814,837,579
Open-End Fixed Rate 0000
TOTALS 1,174100,069,6933047,025,037


Interest Only & Payment Option 1st Mortgage Loans 91,646,6061,361,258
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Hfs Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes