Allsouth Federal Credit Union

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A short history of Allsouth FCU

Since its inception in 1960 the Allsouth Federal Credit Union has been serving its members in the COLUMBIA, South Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by William Koehler, the Allsouth FCU has grown its membership to over 116,785 with assets of more than $816,800,318. They have a main office and 23 branch offices. Please see the credit unions website or contact them by phone at (803) 736-3110 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in COLUMBIA, SC.

General Information For Allsouth FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13828
Address 730 ELMWOOD AVE 
State South Carolina 
Zip-Code 29201
Phone Number (803) 736-3110
Fax Number () -
Email Address: none
CEO/President William Koehler
Members 116,785 
Full-Time Employees 281 
Part-Time Employees
Number of Branch Offices 23 
Total Assets 816,800,318 

Compare Allsouth Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
S. C. State CU Lexington 954 E Main St 29202 (803) 356-6027 No 1.11
Palmetto Citizens CU Palmetto Citizens FCU - West Columbia 2120 Sunset Blvd 29169 (803) 732-5000 No 1.32
South Carolina National Guard CU Main Office 1225 Bluff Rd 29290 (803) 799-1090 No 1.39
Palmetto Health CU Palmetto Health Credit Union - Richland Branch 9 Richland Medical Park Dr 29202 (803) 978-2101 No 1.52
Columbia Post Office CU Branch 2001 Dixiana Rd 29202 (803) 739-1002 No 1.54

Allsouth Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Allsouth Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.06 4.88 5.00 6.15
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 288 310 268 357
Rank Among All South Carolina Credit Unions N/A 27 20 21 25

Allsouth Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.45 0.70 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 69 224 276
Rank Among All South Carolina Credit Unions N/A 8 6 12 24
Allsouth Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 10.76014,46814,018,290
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.000134
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.0605,899130,595,469
Used Vehicle Loans 4.88018,566250,927,489
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.0001,249112,524,140
Total Other Real Estate Loans/Lines of Credit 6.1503454,950,971
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.3501,1016,880,312
TOTAL LOANS & LEASES 41,629519,896,705

Allsouth Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 9381,688121,713,730
    b. 15 Years or less 82063,578,952889,354,332
    a. > 15 years 242,396,67100
    b. 15 Years or less 28044,179,197304,919,101
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1161,987,63251542,305
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 831,196,33710235,866
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2623,754,63495639,422
Open-End Fixed Rate 0000
TOTALS 1,594117,475,11128617,404,756


Interest Only & Payment Option 1st Mortgage Loans 49882,79332,820
Interest Only & Payment Option Other RE/LOC Loans 1202,227,290112,532
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Allsouth Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes