South Carolina National Guard Federal Credit Union

A short history of South Carolina National Guard FCU

Since its inception in 1966 the South Carolina National Guard Federal Credit Union has been serving its members in the Columbia, South Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by RANDALL ROBINSON, the South Carolina National Guard FCU has grown its membership to over 6,388 with assets of more than $70,141,774. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (803) 799-1090 or email them at MAILBOX@SCNGFCU.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Columbia, SC.

General Information For South Carolina National Guard FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare South Carolina National Guard Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Palmetto Citizens CU	Palmetto Citizens FCU - West Columbia	2120 Sunset Blvd	29169	(803) 732-5000	No	0.30
Columbia Post Office CU	Branch	2001 Dixiana Rd	29202	(803) 739-1002	No	0.39
Palmetto Health CU	Palmetto Health Credit Union - Richland Branch	9 Richland Medical Park Dr	29202	(803) 978-2101	No	0.46
Palmetto Trust CU	Branch	1724 Bush River Rd	29202	(803) 750-7999	No	0.61
S. C. State CU	Lexington	954 E Main St	29202	(803) 356-6027	No	0.69

South Carolina National Guard Federal Credit Union Financial Performance Charts

Financial Data

South Carolina National Guard Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	11.90	2.25	3.25	N/A	6.00
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	406	57	120	N/A	341
Rank Among All South Carolina Credit Unions	21	5	7	N/A	24

South Carolina National Guard Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.05	0.10	0.15	0.60	0.80
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	125	129	124	240	184
Rank Among All South Carolina Credit Unions	7	9	15	15	7

South Carolina National Guard Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	11.900	1,679	2,925,570
All Other Unsecured Loans/Lines of Credit	18.000	1,414	2,232,363
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	2.250	351	7,255,488
Used Vehicle Loans	3.250	1,214	14,274,741
Total 1st Mortgage Real Estate Loans/Lines of Credit	0.000	0	0
Total Other Real Estate Loans/Lines of Credit	6.000	73	1,945,863
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	5.990	291	3,424,111
TOTAL LOANS & LEASES		5,022	32,058,136

South Carolina National Guard Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	8	143,415	1	22,500
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	65	1,802,448	4	143,000
Open-End Fixed Rate	0	0	0	0
TOTALS	73	1,945,863	5	165,500

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

South Carolina National Guard Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	No
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes