Palmetto Health Credit Union

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A short history of Palmetto Health CU

Since its inception in 1964 the Palmetto Health Credit Union has been serving its members in the COLUMBIA, South Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Hansel Hart, the Palmetto Health CU has grown its membership to over 15,612 with assets of more than $70,923,279. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (803) 978-2101 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in COLUMBIA, SC.

General Information For Palmetto Health CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61260
Address PO BOX 100167 
State South Carolina 
Zip-Code 29202
Phone Number (803) 978-2101
Fax Number (803) 296-2375
Email Address:
CEO/President Hansel Hart
Members 15,612 
Full-Time Employees 25 
Part-Time Employees
Number of Branch Offices
Total Assets 70,923,279 

Compare Palmetto Health Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Palmetto Trust CU Branch 1724 Bush River Rd 29202 (803) 750-7999 No 1.20
Columbia Post Office CU Branch 2001 Dixiana Rd 29202 (803) 739-1002 No 1.36
Palmetto Citizens CU Palmetto Citizens FCU - West Columbia 2120 Sunset Blvd 29169 (803) 732-5000 No 1.38
South Carolina Methodist Conf CU Main Office 4901 Colonial Dr 29211 (803) 691-0037 No 1.50
S. C. State CU Lexington 954 E Main St 29202 (803) 356-6027 No 2.31

Palmetto Health Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Palmetto Health Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 7.00 12.00 6.25 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 550 786 392 100
Rank Among All South Carolina Credit Unions N/A 45 50 25 4

Palmetto Health Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.25 N/A 0.40 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 95 N/A 284 266
Rank Among All South Carolina Credit Unions 4 4 N/A 21 20
Palmetto Health Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 17.9903,3986,373,929
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 7.0002825,914,831
Used Vehicle Loans 12.0001,38517,760,886
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.250763,452,860
Total Other Real Estate Loans/Lines of Credit 4.0001433,669,571
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.7501211,575,876
TOTAL LOANS & LEASES 5,40538,747,953

Palmetto Health Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 81,039,99700
    b. 15 Years or less 26888,87500
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 421,523,9888287,000


Closed-End Fixed Rate 24339,10900
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1193,330,4624203,000
Open-End Fixed Rate 0000
TOTALS 2197,122,43112490,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Palmetto Health Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes