S. C. State Federal Credit Union

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A short history of S. C. State FCU

Since its inception in 1952 the S. C. State Federal Credit Union has been serving its members in the Columbia, South Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Rick Hammond, the S. C. State FCU has grown its membership to over 71,437 with assets of more than $774,295,321. They have a main office and 20 branch offices. Please see the credit unions website or contact them by phone at (803) 343-0300 or email them at info@scscu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Columbia, SC.

General Information For S. C. State FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24824
Address P.O. Box 726 
City Columbia 
State South Carolina 
Zip-Code 29202
Phone Number (803) 343-0300
Fax Number (803) 454-8044
Email Address: info@scscu.com
CEO/President Rick Hammond
Members 71,437 
Full-Time Employees 242 
Part-Time Employees
Number of Branch Offices 20 
Total Assets 774,295,321 
Website https://www.scscu.com 

Compare S. C. State Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Palmetto Trust CU Branch 1724 Bush River Rd 29202 (803) 750-7999 No 1.20
Palmetto Health CU Palmetto Health Credit Union - Richland Branch 9 Richland Medical Park Dr 29202 (803) 978-2101 No 1.20
Columbia Post Office CU Branch 2001 Dixiana Rd 29202 (803) 739-1002 No 1.36
Palmetto Citizens CU Palmetto Citizens FCU - West Columbia 2120 Sunset Blvd 29169 (803) 732-5000 No 1.38
South Carolina Methodist Conf CU Main Office 4901 Colonial Dr 29211 (803) 691-0037 No 1.50

S. C. State Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


S. C. State Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 4.20 5.97 3.66 4.28
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 305 440 90 136
Rank Among All South Carolina Credit Unions 5 29 30 7 8

S. C. State Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.15 0.50 0.45 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 119 60 274 259
Rank Among All South Carolina Credit Unions 6 8 5 20 19
S. C. State Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.90024,28858,938,084
All Other Unsecured Loans/Lines of Credit 13.09019,22536,492,151
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 10.8801639,919
New Vehicle Loans 4.2005,75897,973,343
Used Vehicle Loans 5.9705,08341,479,172
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.66067653,425,300
Total Other Real Estate Loans/Lines of Credit 4.2802,64678,180,175
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.3409899,752,267
TOTAL LOANS & LEASES 58,681376,280,411

S. C. State Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 10717,953,190518,987,845
    b. 15 Years or less 53932,398,751565,222,360
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 303,073,35900

OTHER REAL ESTATE

Closed-End Fixed Rate 37,19900
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2,64378,172,97626615,426,478
Open-End Fixed Rate 0000
TOTALS 3,322131,605,47537329,636,683

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

S. C. State Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes