Accentra Credit Union

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A short history of Accentra CU

Since its inception in 1930 the Accentra Credit Union has been serving its members in the AUSTIN, Minnesota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Robert Familant, the Accentra CU has grown its membership to over 15,715 with assets of more than $134,078,890. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (507) 433-1829 or email them at ask@accentracu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in AUSTIN, MN.

General Information For Accentra CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60798
Address PO BOX 657 
City AUSTIN 
State Minnesota 
Zip-Code 55912
Phone Number (507) 433-1829
Fax Number (507) 434-3300
Email Address: ask@accentracu.org
CEO/President Robert Familant
Members 15,715 
Full-Time Employees 30 
Part-Time Employees 11 
Number of Branch Offices
Total Assets 134,078,890 
Website http://www.accentracu.org 

Compare Accentra Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Mower County Employees CU Mower County Employees Credit Union 1202 N Main St 55912 (507) 437-6360 No 4.41
Austin City Employees CU ACECU 711 4th Ave NE 55912 (507) 433-6580 No 4.46
Mower County Catholic Parishes CU Credit Union Office 307 1/2 5th St NW 55912 (507) 433-4608 No 5.02
United Employees CU United Employees Credit Union 430 Bridge Ave 56007 (507) 377-1616 No 23.10
Trades & Labor CU TRADES & LABOR FCU 610 S BROADWAY AVE 56007 (507) 377-1863 No 23.65

Accentra Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Accentra Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 15.90 2.99 3.74 3.75 3.90
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 534 145 174 102 90
Rank Among All Minnesota Credit Unions 43 27 26 15 10

Accentra Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.03 0.05 0.27 0.51 0.42
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 130 143 102 260 240
Rank Among All Minnesota Credit Unions 13 22 16 30 27
Accentra Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 15.9001,9693,255,588
All Other Unsecured Loans/Lines of Credit 6.9001,7893,502,302
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9903377,553,776
Used Vehicle Loans 3.7404,25143,783,570
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.75030423,322,092
Total Other Real Estate Loans/Lines of Credit 3.9003818,087,484
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.4901,34014,718,190
TOTAL LOANS & LEASES 10,371104,223,002

Accentra Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 7178,77200
Balloon/Hybrid
    a. > 15 years 15311,713,542151,738,036
    b. 15 Years or less 13611,071,73681,089,860
Other Fixed Rate 8358,04210107,239
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 972,418,17114681,400
Closed-End Adjustable Rate 877,67600
Open-End Adjustable Rate 2765,591,63770306,028
Open-End Fixed Rate 0000
TOTALS 68531,409,5761173,922,563

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 7166,6170
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Accentra Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes