United Employees Credit Union

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A short history of United Employees CU

Since its inception in 1932 the United Employees Credit Union has been serving its members in the ALBERT LEA, Minnesota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Matt Maras, the United Employees CU has grown its membership to over 4,642 with assets of more than $38,507,073. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (507) 377-1616 or email them at unitedcu@smig.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ALBERT LEA, MN.

General Information For United Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60263
Address P.O. BOX 729 
State Minnesota 
Zip-Code 56007
Phone Number (507) 377-1616
Fax Number (507) 377-8907
Email Address: unitedcu@smig.net
CEO/President Matt Maras
Members 4,642 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 38,507,073 
Website http://www.unitedecu.com 

Compare United Employees Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Trades & Labor CU TRADES & LABOR FCU 610 S BROADWAY AVE 56007 (507) 377-1863 No 4.71
City And County Employees CU Credit Union Office 1719 W Main St 56007 (507) 373-7200 No 5.63
Mower County Catholic Parishes CU Credit Union Office 307 1/2 5th St NW 55912 (507) 433-4608 No 15.41
Mower County Employees CU Mower County Employees Credit Union 1202 N Main St 55912 (507) 437-6360 No 15.71
Accentra CU Accentra Credit Union 400 4th Ave NE 55912 (507) 433-1829 No 15.93

United Employees Credit Union Financial Performance Charts

Performance Charts

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Financial Data

United Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.90 2.99 2.99 N/A 5.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 493 145 91 N/A 260
Rank Among All Minnesota Credit Unions 38 27 13 N/A 34

United Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.30 0.55 0.80
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 97 251 184
Rank Among All Minnesota Credit Unions 12 17 14 29 14
United Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.900213193,595
All Other Unsecured Loans/Lines of Credit 7.990155424,600
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9901502,097,451
Used Vehicle Loans 2.9901,25312,357,388
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 5.2501703,976,095
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.9901463,808
TOTAL LOANS & LEASES 1,95519,112,937

United Employees Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 791,450,1845136,900
Closed-End Adjustable Rate 732,060,0727279,300
Open-End Adjustable Rate 18465,83900
Open-End Fixed Rate 0000
TOTALS 1703,976,09512416,200


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

United Employees Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes