Austin City Employees Credit Union

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A short history of Austin City Employees CU

Since its inception in 1953 the Austin City Employees Credit Union has been serving its members in the Austin, Minnesota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Marilyn Hansen, the Austin City Employees CU has grown its membership to over 989 with assets of more than $9,449,002. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (507) 433-6580 or email them at acecu@smig.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Austin, MN.

General Information For Austin City Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64186
Address 711 4th Ave NE 
City Austin 
State Minnesota 
Zip-Code 55912
Phone Number (507) 433-6580
Fax Number (507) 433-7632
Email Address: acecu@smig.net
CEO/President Marilyn Hansen
Members 989 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 9,449,002 
Website http://www.austincityecu.org 

Compare Austin City Employees Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Mower County Employees CU Mower County Employees Credit Union 1202 N Main St 55912 (507) 437-6360 No 4.41
Accentra CU Accentra Credit Union 400 4th Ave NE 55912 (507) 433-1829 No 4.60
Mower County Catholic Parishes CU Credit Union Office 307 1/2 5th St NW 55912 (507) 433-4608 No 5.02
United Employees CU United Employees Credit Union 430 Bridge Ave 56007 (507) 377-1616 No 23.10
Trades & Labor CU TRADES & LABOR FCU 610 S BROADWAY AVE 56007 (507) 377-1863 No 23.65

Austin City Employees Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Austin City Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.23 3.93 5.00 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 172 193 268 229
Rank Among All Minnesota Credit Unions 22 33 33 35 28

Austin City Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 0.35 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 293 250
Rank Among All Minnesota Credit Unions N/A 17 N/A 35 29
Austin City Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900134257,391
All Other Unsecured Loans/Lines of Credit 10.000104420,567
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.23024542,208
Used Vehicle Loans 3.9302362,228,247
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.00029774,897
Total Other Real Estate Loans/Lines of Credit 5.00017338,987
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.550212,222
TOTAL LOANS & LEASES 5464,574,519

Austin City Employees Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 29774,89716,029
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 17338,987119,573
Open-End Fixed Rate 0000
TOTALS 461,113,884225,602

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Austin City Employees Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes