4front Credit Union

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A short history of 4front CU

Since its inception in 1954 the 4front Credit Union has been serving its members in the Traverse City, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by David Leusink, the 4front CU has grown its membership to over 70,073 with assets of more than $488,724,636. They have a main office and 17 branch offices. Please see the credit unions website or contact them by phone at (231) 929-2000 or email them at info@memberscu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Traverse City, MI.

General Information For 4front CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61365
Address PO Box 795 
City Traverse City 
State Michigan 
Zip-Code 49685
Phone Number (231) 929-2000
Fax Number (231) 929-7002
Email Address: info@memberscu.com
CEO/President David Leusink
Members 70,073 
Full-Time Employees 164 
Part-Time Employees 10 
Number of Branch Offices 17 
Total Assets 488,724,636 
Website http://www.4frontcu.com 

Compare 4front Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
East Traverse Catholic CU Main Office 3797 Veterans Dr 49684 (231) 946-6655 No 1.71
Tba CU South Airport 2900 W South Airport Rd 49685 (231) 946-7090 No 2.08
Northwest Consumers CU Northwest Consumers Federal Credit Union 2948 Garfield Rd N 49686 (231) 947-7600 No 2.69
Forest Area CU Kalkaska North 409 W Mile Rd NW 49646 (231) 258-5701 No 18.21

4front Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

4front Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.22 3.44 6.50 4.25 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 269 201 499 174 132
Rank Among All Michigan Credit Unions 45 61 111 44 23

4front Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 0.15 0.50 0.65
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 124 263 205
Rank Among All Michigan Credit Unions 13 16 28 59 44
4front Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.2205,48010,717,292
All Other Unsecured Loans/Lines of Credit 12.50010,21019,376,343
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.000217213,660
New Vehicle Loans 3.4403695,083,394
Used Vehicle Loans 6.50016,083163,541,475
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.2501,381115,518,262
Total Other Real Estate Loans/Lines of Credit 4.25079819,071,660
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.2403,53342,090,577
TOTAL LOANS & LEASES 38,071375,612,663

4front Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 14422,097,717112,279,775
    b. 15 Years or less 62134,366,896594,146,854
    a. > 15 years 22720,789,24531,017,000
    b. 15 Years or less 20324,647,964285,622,685
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 131,630,58171,055,200
Adjustable Rate > 1 yr 17311,985,859241,593,559


Closed-End Fixed Rate 972,086,073125,000
Closed-End Adjustable Rate 18418,9031187,500
Open-End Adjustable Rate 68216,566,682711,989,395
Open-End Fixed Rate 121260,870
TOTALS 2,179134,589,92220618,177,838


Interest Only & Payment Option 1st Mortgage Loans 61,498,0281,041,400
Interest Only & Payment Option Other RE/LOC Loans 00448,370
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

4front Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes